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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
The Daito Bank's 10-Year RORE % for the quarter that ended in Mar. 2026 was 2.47%.
The industry rank for The Daito Bank's 10-Year RORE % or its related term are showing as below:
TSE:8563's 10-Year RORE % is ranked worse than 76.61% of 1090
companies
in the Banks industry
Industry Median: 10.205
vs TSE:8563: 2.47
The Daito Bank (TSE:8563) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
The Daito Bank 10-Year RORE % Related Terms
The Daito Bank 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for The Daito Bank's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Daito Bank 10-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, The Daito Bank's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Daito Bank 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, The Daito Bank's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where The Daito Bank's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
The Daito Bank (TSE:8563) has a 10-Year RORE % of 2.47 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on The Daito Bank and its competitors. According to the industry distribution chart, The Daito Bank ranks #835 out of 1090 companies in the Banks industry, placing it in the top 76.6%.
Is The Daito Bank's 10-Year RORE % too high?
The Daito Bank's current 10-Year RORE % is 2.47. The Banks industry median 10-Year RORE % is 10.21. The Daito Bank's value of 2.47 is 75.8% below this industry median. Based on the distribution chart, The Daito Bank ranks #835 out of 1090 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Daito Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, The Daito Bank ranks #835 out of 1090 companies for 10-Year RORE %. This places The Daito Bank in the lower half of its industry. The industry median 10-Year RORE % is 10.21. The Daito Bank's value of 2.47 is 75.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.21, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Daito Bank's current 10-Year RORE % of 2.47 is 75.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on The Daito Bank and its competitors. For the Banks industry, the median 10-Year RORE % is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Daito Bank's current 10-Year RORE % is 2.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Modestly Overvalued. The stock's GF Value™ is 円777.50, compared to a current price of 円983.00 — trading 26.4% above its estimated fair value. The current 10-Year RORE % is 2.47 and 75.8% below the Banks industry median of 10.21. The Daito Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current 10-Year RORE % is 2.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Daito Bank (TSE:8563) Overvalued in 2026?
Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued.
The current stock price of 円983.00 is trading 26.4% above its estimated GF Value™ of 円777.50.
GuruFocus considers The Daito Bank to be Modestly Overvalued.
Key valuation signals for TSE:8563:
10-Year RORE %: 2.47
GF Value™: 円777.50 vs. price of 円983.00 (26.4% above fair value)
Industry Position: 75.8% below the Banks median (#835 of 1090)
No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
60GF Score
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