The Daito Bank (TSE:8563) Moat Score: 0/10 (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8563 The Daito Bank Ltd TSE:8563
60 GF Score
Price 円1,045.00
GF Value 円777.91
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is The Daito Bank Moat Score?

The Daito Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

The Daito Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes The Daito Bank might have No Moat - No discernible moat.

The Daito Bank  (TSE:8563) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

The Daito Bank Moat Score Related Terms

TSE:8563
60GF Score
The Daito Bank Ltd TSE:8563
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is The Daito Bank (TSE:8563) Overvalued in 2026?

Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued. The current stock price of 円1,045.00 is trading 34.3% above its estimated GF Value™ of 円777.91. GuruFocus considers The Daito Bank to be Significantly Overvalued.

Key valuation signals for TSE:8563:

  • Moat Score: 0
  • GF Value™: 円777.91 vs. price of 円1,045.00 (34.3% above fair value)
  • GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Daito Bank Business Description

Address No. 19 No. 1 Nakamachi, Koriyama, JPN, 963-8004
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
60GF Score

Get the complete analysis for TSE:8563

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,045.00
Price
円777.91
GF Value