The Daito BankTSE:8563 -0.53%60 Net Margin % is 11.79% as of Mar. 2026, which is 8% above its 10-year median of 10.92. GuruFocus rates TSE:8563 with a GF Score™ of 60/100 and a GF Value™ of 円776.93 (Modestly Overvalued). Among 1,527 Banks companies, The Daito Bank ranks worse than 82.71% on this metric.
Net margin is calculated as Net Income divided by its Revenue. The Daito Bank's Net Income for the
six
months ended in Mar. 2026 was 円712 Mil. The Daito Bank's Revenue for the
six
months ended in Mar. 2026 was 円6,038 Mil. Therefore, The Daito Bank's net margin for the quarter that ended in Mar. 2026 was 11.79%.
The historical rank and industry rank for The Daito Bank's Net Margin % or its related term are showing as below:
TSE:8563'
s Net Margin % Range Over the Past 10 Years
Min: 8.31 Med: 10.92 Max: 13.95
Current: 13.95
TSE:8563's Net Margin % is ranked worse than 82.71% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs TSE:8563: 13.95
The Daito Bank (TSE:8563) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
The Daito Bank Net Margin % Related Terms
The Daito Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for The Daito Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, The Daito Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Daito Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The Daito Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where The Daito Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Daito Bank (TSE:8563) has a Net Margin % of 11.79% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on The Daito Bank and its competitors. This is near median its historical median of 10.92. Over the past decade, The Daito Bank's Net Margin % has ranged from 8.31 to 13.95. According to the industry distribution chart, The Daito Bank ranks #1263 out of 1527 companies in the Banks industry, placing it in the top 82.7%.
Is The Daito Bank's Net Margin % too high?
The Daito Bank's current Net Margin % of 11.79% is near median its 10-year median of 10.92. Over the past 10 years, this metric has ranged from a low of 8.31 to a high of 13.95. The Banks industry median Net Margin % is 26.95. The Daito Bank's value of 11.79% is 56.3% below this industry median. Based on the distribution chart, The Daito Bank ranks #1263 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Daito Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, The Daito Bank ranks #1263 out of 1527 companies for Net Margin %. This places The Daito Bank in the lower half of its industry. The industry median Net Margin % is 26.95. The Daito Bank's value of 11.79% is 56.3% below this benchmark. Historically, The Daito Bank's own Net Margin % has ranged from 8.31 to 13.95 over the past decade. While the company's 10-year median is 10.92 vs. the industry median of 26.95, The Daito Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Daito Bank's current Net Margin % of 11.79% is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on The Daito Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Daito Bank's current Net Margin % is 11.79%, which is near median its own 10-year median of 10.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Modestly Overvalued. The stock's GF Value™ is 円776.93, compared to a current price of 円944.00 — trading 21.5% above its estimated fair value. The current Net Margin % is 11.79%, which is near median its 10-year median of 10.92 and 56.3% below the Banks industry median of 26.95. The Daito Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current Net Margin % is 11.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Daito Bank (TSE:8563) Overvalued in 2026?
Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued.
The current stock price of 円944.00 is trading 21.5% above its estimated GF Value™ of 円776.93.
GuruFocus considers The Daito Bank to be Modestly Overvalued.
Key valuation signals for TSE:8563:
Net Margin %: 11.79% (near median its 10-year median of 10.92)
GF Value™: 円776.93 vs. price of 円944.00 (21.5% above fair value)
Industry Position: 56.3% below the Banks median (#1263 of 1527)
No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
60GF Score
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