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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for The Daito Bank's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of The Daito Bank was 2.95. The lowest was 0.00. And the median was 0.08.
TSE:8563's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.57 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
The Daito Bank Debt-to-Equity Related Terms
The Daito Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for The Daito Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Daito Bank Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, The Daito Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Daito Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, The Daito Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where The Daito Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Daito Bank (TSE:8563) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Daito Bank and its competitors. According to the industry distribution chart, The Daito Bank ranks #999999 out of 1421 companies in the Banks industry.
Is The Daito Bank's Debt-to-Equity too high?
The Daito Bank's current Debt-to-Equity is 0.00. Based on the distribution chart, The Daito Bank ranks #999999 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Daito Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, The Daito Bank ranks #999999 out of 1421 companies for Debt-to-Equity. This places The Daito Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Daito Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Daito Bank's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Significantly Overvalued. The stock's GF Value™ is 円778.13, compared to a current price of 円1,034.00 — trading 32.9% above its estimated fair value. The current Debt-to-Equity is 0.00. The Daito Bank's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Daito Bank (TSE:8563) Overvalued in 2026?
Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued.
The current stock price of 円1,034.00 is trading 32.9% above its estimated GF Value™ of 円778.13.
GuruFocus considers The Daito Bank to be Significantly Overvalued.
Key valuation signals for TSE:8563:
Debt-to-Equity: 0.00
GF Value™: 円778.13 vs. price of 円1,034.00 (32.9% above fair value)
No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
60GF Score
Get the complete analysis for TSE:8563
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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