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Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. The Daito Bank's Net Income for the
six
months ended in Mar. 2026 was 円712 Mil. Its Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,680 Mil.
Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
EPS is most useful for companies that have:
A predictable business
Consistent accounting methods
And few restructurings
The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.
Be Aware
Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.
Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.
If net earnings is less than 10%, likely to be in a highly competitive business.
The Daito Bank Net Income Related Terms
The Daito Bank Net Income Historical Data
* Premium members only.
The historical data trend for The Daito Bank's Net Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.
Net Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was 円1,680 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Daito Bank (TSE:8563) has a Net Income of 円1,680 Mil as of Mar. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on The Daito Bank and its competitors.
Is The Daito Bank's Net Income too high?
The Daito Bank's current Net Income is 円1,680 Mil. Overall, The Daito Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's Net Income compare to competitors?
The Daito Bank's Net Income of 円1,680 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on The Daito Bank and its competitors. The Daito Bank's current Net Income is 円1,680 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Significantly Overvalued. The stock's GF Value™ is 円778.07, compared to a current price of 円1,020.00 — trading 31.1% above its estimated fair value. The current Net Income is 円1,680 Mil. The Daito Bank's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current Net Income is 円1,680 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Daito Bank (TSE:8563) Overvalued in 2026?
Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued.
The current stock price of 円1,020.00 is trading 31.1% above its estimated GF Value™ of 円778.07.
GuruFocus considers The Daito Bank to be Significantly Overvalued.
Key valuation signals for TSE:8563:
Net Income: 円1,680 Mil
GF Value™: 円778.07 vs. price of 円1,020.00 (31.1% above fair value)
No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
60GF Score
Get the complete analysis for TSE:8563
Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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