The Daito Bank (TSE:8563) E10: 円112.41 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8563 The Daito Bank Ltd TSE:8563
65 GF Score
Price 円1,031.00
GF Value 円779.41
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is The Daito Bank E10?

The Daito Bank TSE:8563 -1.72% 65 E10 is 円112.41 as of Mar. 2026. GuruFocus rates TSE:8563 with a GF Score™ of 65/100 and a GF Value™ of 円779.41 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

The Daito Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was 円23.970. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is 円112.41 for the trailing ten years ended in Mar. 2026.

During the past 12 months, The Daito Bank's average E10 Growth Rate was -7.00% per year. During the past 3 years, the average E10 Growth Rate was -5.60% per year. During the past 5 years, the average E10 Growth Rate was -3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of The Daito Bank was 14.00% per year. The lowest was -5.60% per year. And the median was 3.60% per year.

As of today (2026-08-10), The Daito Bank's current stock price is 円1031.00. The Daito Bank's E10 for the quarter that ended in Mar. 2026 was 円112.41. The Daito Bank's Shiller PE Ratio of today is 9.17.

During the past 13 years, the highest Shiller PE Ratio of The Daito Bank was 19.77. The lowest was 4.38. And the median was 5.41.


The Daito Bank  (TSE:8563) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

The Daito Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1031.00/112.41
=9.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of The Daito Bank was 19.77. The lowest was 4.38. And the median was 5.41.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


The Daito Bank E10 Related Terms


The Daito Bank E10 Historical Data

* Premium members only.

The historical data trend for The Daito Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Daito Bank E10 Chart

The Daito Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 134.47 131.14 123.95 0.00 112.41

The Daito Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 124.36 117.48 116.06 112.41

The Daito Bank E10 Competitor Comparison

For the Banks - Regional subindustry, The Daito Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Daito Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Daito Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where The Daito Bank's Shiller PE Ratio falls into.


TSE:8563
65GF Score
The Daito Bank Ltd TSE:8563
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Daito Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Daito Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=23.97/112.7000*112.7000
=23.970

Current CPI (Mar. 2026) = 112.7000.

The Daito Bank Quarterly Data

per share eps CPI Adj_EPS
201603 18.600 97.900 21.412
201606 23.700 98.100 27.227
201609 47.060 98.000 54.119
201612 31.001 98.400 35.506
201703 13.568 98.100 15.587
201706 31.170 98.500 35.664
201709 45.910 98.800 52.369
201712 9.861 99.400 11.180
201803 15.450 99.200 17.553
201806 5.060 99.200 5.749
201809 27.772 99.900 31.330
201812 70.200 99.700 79.353
201903 -4.734 99.700 -5.351
201906 25.600 99.800 28.909
201909 12.050 100.100 13.567
201912 17.043 100.500 19.112
202003 29.116 100.300 32.716
202006 17.410 99.900 19.641
202009 26.830 99.900 30.268
202012 21.543 99.300 24.450
202103 12.370 99.900 13.955
202106 40.960 99.500 46.394
202109 28.960 100.100 32.605
202112 17.120 100.100 19.275
202203 7.733 101.100 8.620
202206 48.270 101.800 53.438
202209 19.380 103.100 21.185
202212 24.400 104.100 26.416
202303 9.320 104.400 10.061
202306 41.090 105.200 44.019
202309 26.490 106.200 28.111
202312 20.965 106.800 22.123
202403 10.450 107.200 10.986
202406 43.640 108.200 45.455
202409 28.790 108.900 29.795
202503 0.000 111.100 0.000
202506 50.422 111.700 50.873
202509 26.058 112.000 26.221
202512 32.210 113.000 32.124
202603 23.970 112.700 23.970

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of 円112.41 mean?
The Daito Bank (TSE:8563) has a E10 of 円112.41 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Daito Bank and its competitors.
Is The Daito Bank's E10 too high?
The Daito Bank's current E10 is 円112.41. Overall, The Daito Bank has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's E10 compare to competitors?
The Daito Bank's E10 of 円112.41 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Daito Bank and its competitors. The Daito Bank's current E10 is 円112.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Significantly Overvalued. The stock's GF Value™ is 円779.41, compared to a current price of 円1,031.00 — trading 32.3% above its estimated fair value. The current E10 is 円112.41. The Daito Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current E10 is 円112.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Daito Bank (TSE:8563) Overvalued in 2026?

Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued. The current stock price of 円1,031.00 is trading 32.3% above its estimated GF Value™ of 円779.41. GuruFocus considers The Daito Bank to be Significantly Overvalued.

Key valuation signals for TSE:8563:

  • E10: 円112.41
  • GF Value™: 円779.41 vs. price of 円1,031.00 (32.3% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Daito Bank Business Description

Address No. 19 No. 1 Nakamachi, Koriyama, JPN, 963-8004
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
65GF Score

Get the complete analysis for TSE:8563

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,031.00
Price
円779.41
GF Value