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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. The Daito Bank's retained earnings for the quarter that ended in Mar. 2026 was 円26,909 Mil.
The Daito Bank's quarterly retained earnings
increased
from Mar. 2025 (円25,634 Mil) to Sep. 2025 (円26,197 Mil) and
increased
from Sep. 2025 (円26,197 Mil) to Mar. 2026 (円26,909 Mil).
The Daito Bank's annual retained earnings
increased
from Mar. 2024 (円24,683 Mil) to Mar. 2025 (円25,634 Mil) and
increased
from Mar. 2025 (円25,634 Mil) to Mar. 2026 (円26,909 Mil).
The Daito Bank (TSE:8563) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
The Daito Bank Retained Earnings Historical Data
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The historical data trend for The Daito Bank's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of 円26,909 Mil mean?
The Daito Bank (TSE:8563) has a Retained Earnings of 円26,909 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on The Daito Bank and its competitors.
Is The Daito Bank's Retained Earnings too high?
The Daito Bank's current Retained Earnings is 円26,909 Mil. Overall, The Daito Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's Retained Earnings compare to competitors?
The Daito Bank's Retained Earnings of 円26,909 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on The Daito Bank and its competitors. The Daito Bank's current Retained Earnings is 円26,909 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Modestly Overvalued. The stock's GF Value™ is 円777.59, compared to a current price of 円989.00 — trading 27.2% above its estimated fair value. The current Retained Earnings is 円26,909 Mil. The Daito Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current Retained Earnings is 円26,909 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Daito Bank (TSE:8563) Overvalued in 2026?
Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued.
The current stock price of 円989.00 is trading 27.2% above its estimated GF Value™ of 円777.59.
GuruFocus considers The Daito Bank to be Modestly Overvalued.
Key valuation signals for TSE:8563:
Retained Earnings: 円26,909 Mil
GF Value™: 円777.59 vs. price of 円989.00 (27.2% above fair value)
No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
60GF Score
Get the complete analysis for TSE:8563
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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