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The Daito BankTSE:8563 +2.49%60 5-Year Yield-on-Cost % is 5.04 as of Jul. 16, 2026, which is 5% below its 10-year median of 5.31. GuruFocus rates TSE:8563 with a GF Score™ of 60/100 and a GF Value™ of 円777.56 (Significantly Overvalued). Among 1,255 Banks companies, The Daito Bank ranks better than 65.02% on this metric.
The Daito Bank's yield on cost for the quarter that ended in Mar. 2026 was 5.04.
The historical rank and industry rank for The Daito Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8563'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.93 Med: 5.31 Max: 8.28
Current: 5.04
During the past 13 years, The Daito Bank's highest Yield on Cost was 8.28. The lowest was 1.93. And the median was 5.31.
TSE:8563's 5-Year Yield-on-Cost % is ranked better than 65.02% of 1255
companies
in the Banks industry
Industry Median: 3.88
vs TSE:8563: 5.04
The Daito Bank (TSE:8563) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
The Daito Bank 5-Year Yield-on-Cost % Related Terms
The Daito Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, The Daito Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Daito Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, The Daito Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where The Daito Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of The Daito Bank is calculated as
The Daito Bank (TSE:8563) has a 5-Year Yield-on-Cost % of 5.04 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Daito Bank and its competitors. This is near median its historical median of 5.31. Over the past decade, The Daito Bank's 5-Year Yield-on-Cost % has ranged from 1.93 to 8.28. According to the industry distribution chart, The Daito Bank ranks #439 out of 1255 companies in the Banks industry, placing it in the top 35%.
Is The Daito Bank's 5-Year Yield-on-Cost % too high?
The Daito Bank's current 5-Year Yield-on-Cost % of 5.04 is near median its 10-year median of 5.31. Over the past 10 years, this metric has ranged from a low of 1.93 to a high of 8.28. The Banks industry median 5-Year Yield-on-Cost % is 3.88. The Daito Bank's value of 5.04 is 29.9% above this industry median. Based on the distribution chart, The Daito Bank ranks #439 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, The Daito Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Daito Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, The Daito Bank ranks #439 out of 1255 companies for 5-Year Yield-on-Cost %. This puts The Daito Bank in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. The Daito Bank's value of 5.04 is 29.9% above this benchmark. Historically, The Daito Bank's own 5-Year Yield-on-Cost % has ranged from 1.93 to 8.28 over the past decade. While the company's 10-year median is 5.31 vs. the industry median of 3.88, The Daito Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Daito Bank's current 5-Year Yield-on-Cost % of 5.04 is 29.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Daito Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Daito Bank's current 5-Year Yield-on-Cost % is 5.04, which is near median its own 10-year median of 5.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Daito Bank stock overvalued right now?
Based on GuruFocus' analysis, The Daito Bank (TSE:8563) is currently considered Significantly Overvalued. The stock's GF Value™ is 円777.56, compared to a current price of 円1,028.00 — trading 32.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.04, which is near median its 10-year median of 5.31 and 29.9% above the Banks industry median of 3.88. The Daito Bank's overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For The Daito Bank (TSE:8563), the current 5-Year Yield-on-Cost % is 5.04 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Daito Bank (TSE:8563) Overvalued in 2026?
Based on GuruFocus' analysis, The Daito Bank stock appears to be overvalued.
The current stock price of 円1,028.00 is trading 32.2% above its estimated GF Value™ of 円777.56.
GuruFocus considers The Daito Bank to be Significantly Overvalued.
Key valuation signals for TSE:8563:
5-Year Yield-on-Cost %: 5.04 (near median its 10-year median of 5.31)
GF Value™: 円777.56 vs. price of 円1,028.00 (32.2% above fair value)
Industry Position: 29.9% above the Banks median (#439 of 1255)
No single metric tells the full story. See the TSE:8563 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Daito Bank Ltd provides various banking products and services to individuals and corporate customers in Japan. The company accepts time and foreign currency time deposits; and offers and government bonds. It also provides housing, car, education, card, free, and business loans; and annuity, life, cancer, medical, and financial insurance products. Additionally, the company offers credit cards, safe-deposit boxes, and credit guarantees, as well as currency exchange, institutional loan, and Internet banking services.
60GF Score
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