UPBD (Upbound Group) Interest Expense: $-112 Mil (TTM As of Mar. 2026)

What is Upbound Group Interest Expense?

Upbound Group UPBD -2.31% 74 Interest Expense is $-112 Mil as of Mar. 2026. GuruFocus rates UPBD with a GF Score™ of 74/100 and a GF Value™ of $31.84 (Significantly Undervalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Upbound Group's interest expense for the three months ended in Mar. 2026 was $ -27 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-112 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Upbound Group's Operating Income for the three months ended in Mar. 2026 was $ 77 Mil. Upbound Group's Interest Expense for the three months ended in Mar. 2026 was $ -27 Mil. Upbound Group's Interest Coverage for the quarter that ended in Mar. 2026 was 2.88. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Upbound Group (NAS:UPBD) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Upbound Group's Interest Expense for the three months ended in Mar. 2026 was $-27 Mil. Its Operating Income for the three months ended in Mar. 2026 was $77 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $1,728 Mil.

Upbound Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage	=	-1	*	Operating Income (Q: Mar. 2026 )	/	Interest Expense (Q: Mar. 2026 )
	=	-1	*	77.438	/	-26.881
	=	2.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Upbound Group Interest Expense Historical Data

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The historical data trend for Upbound Group's Interest Expense can be seen below:

Upbound Group Interest Expense Chart

Upbound Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

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-70.87

-87.71

-113.42

-110.59

-112.98

Upbound Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-27.80	-28.52	-28.66	-28.00	-26.88

74GF Score

Upbound Group Inc UPBD

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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Upbound Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-112 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-112 Mil mean?

Upbound Group (UPBD) has a Interest Expense of $-112 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Upbound Group and its competitors.

Is Upbound Group's Interest Expense too high?

Upbound Group's current Interest Expense is $-112 Mil. Overall, Upbound Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Upbound Group's Interest Expense compare to CXM and WLTH?

Upbound Group's Interest Expense of $-112 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Software company?

A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Upbound Group and its competitors. Upbound Group's current Interest Expense is $-112 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Upbound Group stock overvalued right now?

Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.84, compared to a current price of $20.73 — trading 34.9% below its estimated fair value. The current Interest Expense is $-112 Mil. Upbound Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Upbound Group (UPBD), the current Interest Expense is $-112 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upbound Group (UPBD) Overvalued in 2026?

Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued. The current stock price of $20.73 is trading 34.9% below its estimated GF Value™ of $31.84. GuruFocus considers Upbound Group to be Significantly Undervalued.

Key valuation signals for UPBD:

Interest Expense: $-112 Mil
GF Value™: $31.84 vs. price of $20.73 (34.9% below fair value)
GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upbound Group Business Description

Industry Technology Software

Comparable Companies CXM WLTH APPS BLKB DFIN AMPL VIA MITK RDVT GTM XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE

Other Exchanges RAC:Germany

Address 5501 Headquarters Drive, Plano, TX, USA, 75024

Website https://www.upbound.com

Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.

74GF Score

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$20.73

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$31.84

GF Value

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