UPBD (Upbound Group) Receivables Turnover: 6.12 (As of Mar. 2026)


UPBD Upbound Group Inc UPBD
74 GF Score
Price $21.16
GF Value $31.86
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Upbound Group Receivables Turnover?

Upbound Group UPBD +4.13% 74 Receivables Turnover is 6.12 as of Mar. 2026. GuruFocus rates UPBD with a GF Score™ of 74/100 and a GF Value™ of $31.86 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 2,773 Software companies, Upbound Group ranks better than 94.37% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Upbound Group's Revenue for the three months ended in Mar. 2026 was $1,220 Mil. Upbound Group's average Accounts Receivable for the three months ended in Mar. 2026 was $199 Mil. Hence, Upbound Group's Receivables Turnover for the three months ended in Mar. 2026 was 6.12.


Upbound Group  (NAS:UPBD) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Upbound Group Receivables Turnover Related Terms


Upbound Group Receivables Turnover Historical Data

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The historical data trend for Upbound Group's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upbound Group Receivables Turnover Chart

Upbound Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.36 35.64 35.83 32.31 26.11

Upbound Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.02 7.08 5.93 5.89 6.12

UPBD vs CXM, WLTH, APPS: Receivables Turnover Comparison

For the Software - Application subindustry, Upbound Group's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Upbound Group Receivables Turnover vs Software Industry

For the Software industry and Technology sector, Upbound Group's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Upbound Group's Receivables Turnover falls into.


UPBD
74GF Score
Upbound Group Inc UPBD
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Upbound Group Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Upbound Group's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=4695.061 / ((156.438 + 203.194) / 2 )
=4695.061 / 179.816
=26.11

Upbound Group's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=1219.729 / ((203.194 + 195.379) / 2 )
=1219.729 / 199.2865
=6.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 6.12 mean?
Upbound Group (UPBD) has a Receivables Turnover of 6.12 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Upbound Group and its competitors. According to the industry distribution chart, Upbound Group ranks #156 out of 2773 companies in the Software industry, placing it in the top 5.6%.
Is Upbound Group's Receivables Turnover too high?
Upbound Group's current Receivables Turnover is 6.12. The Software industry median Receivables Turnover is 5.72. Upbound Group's value of 6.12 is 7% above this industry median. Based on the distribution chart, Upbound Group ranks #156 out of 2773 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Upbound Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's Receivables Turnover compare to CXM and WLTH?
According to the Software industry distribution chart, Upbound Group ranks #156 out of 2773 companies for Receivables Turnover. This places Upbound Group in the top 6% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 5.72. Upbound Group's value of 6.12 is 7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.72, based on 2,773 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upbound Group's current Receivables Turnover of 6.12 is 7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Upbound Group and its competitors. For the Software industry, the median Receivables Turnover is 5.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upbound Group's current Receivables Turnover is 6.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.86, compared to a current price of $21.16 — trading 33.6% below its estimated fair value. The current Receivables Turnover is 6.12 and 7% above the Software industry median of 5.72. Upbound Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Upbound Group (UPBD), the current Receivables Turnover is 6.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upbound Group (UPBD) Overvalued in 2026?

Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued. The current stock price of $21.16 is trading 33.6% below its estimated GF Value™ of $31.86. GuruFocus considers Upbound Group to be Significantly Undervalued.

Key valuation signals for UPBD:

  • Receivables Turnover: 6.12
  • GF Value™: $31.86 vs. price of $21.16 (33.6% below fair value)
  • GF Score™: 74/100 with 7 warning signs
  • Industry Position: 7% above the Software median (#156 of 2773)

No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Upbound Group Business Description

Other Exchanges RAC:Germany
Address 5501 Headquarters Drive, Plano, TX, USA, 75024
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
74GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.16
Price
$31.86
GF Value