UPBD (Upbound Group) Long-Term Debt: $1,440 Mil (As of Mar. 2026)


UPBD Upbound Group Inc UPBD
74 GF Score
Price $20.71
GF Value $31.85
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Upbound Group Long-Term Debt?

Upbound Group UPBD +0.88% 74 Long-Term Debt is $1,440 Mil as of Mar. 2026. GuruFocus rates UPBD with a GF Score™ of 74/100 and a GF Value™ of $31.85 (Significantly Undervalued). The stock has 7 warning signs investors should review.

Upbound Group's Long-Term Debt for the quarter that ended in Mar. 2026 was $1,440 Mil.

Upbound Group's quarterly Long-Term Debt increased from Sep. 2025 ($1,546 Mil) to Dec. 2025 ($1,570 Mil) but then declined from Dec. 2025 ($1,570 Mil) to Mar. 2026 ($1,440 Mil).

Upbound Group's annual Long-Term Debt increased from Dec. 2023 ($1,307 Mil) to Dec. 2024 ($1,310 Mil) and increased from Dec. 2024 ($1,310 Mil) to Dec. 2025 ($1,570 Mil).

Upbound Group  (NAS:UPBD) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Upbound Group Long-Term Debt Related Terms

Upbound Group Long-Term Debt Historical Data

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The historical data trend for Upbound Group's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upbound Group Long-Term Debt Chart

Upbound Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,571.20 1,368.86 1,306.63 1,309.62 1,569.88

Upbound Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,532.56 1,566.51 1,546.02 1,569.88 1,439.59
UPBD
74GF Score
Upbound Group Inc UPBD
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $1,440 Mil mean?
Upbound Group (UPBD) has a Long-Term Debt of $1,440 Mil as of Mar. 2026.
Is Upbound Group's Long-Term Debt too high?
Upbound Group's current Long-Term Debt is $1,440 Mil. Overall, Upbound Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's Long-Term Debt compare to CXM and WLTH?
Upbound Group's Long-Term Debt of $1,440 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Upbound Group's current Long-Term Debt is $1,440 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.85, compared to a current price of $20.71 — trading 35% below its estimated fair value. The current Long-Term Debt is $1,440 Mil. Upbound Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Upbound Group (UPBD), the current Long-Term Debt is $1,440 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upbound Group (UPBD) Overvalued in 2026?

Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued. The current stock price of $20.71 is trading 35% below its estimated GF Value™ of $31.85. GuruFocus considers Upbound Group to be Significantly Undervalued.

Key valuation signals for UPBD:

  • Long-Term Debt: $1,440 Mil
  • GF Value™: $31.85 vs. price of $20.71 (35% below fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upbound Group Business Description

Other Exchanges RAC:Germany
Address 5501 Headquarters Drive, Plano, TX, USA, 75024
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
74GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.71
Price
$31.85
GF Value