ELK-Desa Resources BhdXKLS:5228 85 Days Payable is 27.99 as of Mar. 2026, which is 60% below its 10-year median of 69.61. GuruFocus rates XKLS:5228 with a GF Score™ of 85/100 and a GF Value™ of RM1.41 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 301 Credit Services companies, ELK-Desa Resources Bhd ranks better than 50.83% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ELK-Desa Resources Bhd's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELK-Desa Resources Bhd Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ELK-Desa Resources Bhd's Days Payable distribution charts can be found below:
* The bar in red indicates where ELK-Desa Resources Bhd's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
ELK-Desa Resources Bhd's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELK-Desa Resources Bhd (XKLS:5228) has a Days Payable of 27.99 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ELK-Desa Resources Bhd and its competitors. This is 60% below median its historical median of 69.61. Over the past decade, ELK-Desa Resources Bhd's Days Payable has ranged from 30.90 to 249.31. According to the industry distribution chart, ELK-Desa Resources Bhd ranks #148 out of 301 companies in the Credit Services industry, placing it in the top 49.2%.
Is ELK-Desa Resources Bhd's Days Payable too high?
ELK-Desa Resources Bhd's current Days Payable of 27.99 is 60% below median its 10-year median of 69.61. Over the past 10 years, this metric has ranged from a low of 30.90 to a high of 249.31. The Credit Services industry median Days Payable is 33.87. ELK-Desa Resources Bhd's value of 27.99 is 17.4% below this industry median. Based on the distribution chart, ELK-Desa Resources Bhd ranks #148 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, ELK-Desa Resources Bhd has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELK-Desa Resources Bhd's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, ELK-Desa Resources Bhd ranks #148 out of 301 companies for Days Payable. This puts ELK-Desa Resources Bhd in the upper half of its industry. The industry median Days Payable is 33.87. ELK-Desa Resources Bhd's value of 27.99 is 17.4% below this benchmark. Historically, ELK-Desa Resources Bhd's own Days Payable has ranged from 30.90 to 249.31 over the past decade. While the company's 10-year median is 69.61 vs. the industry median of 33.87, ELK-Desa Resources Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ELK-Desa Resources Bhd's current Days Payable of 27.99 is 17.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ELK-Desa Resources Bhd and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELK-Desa Resources Bhd's current Days Payable is 27.99, which is 60% below median its own 10-year median of 69.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELK-Desa Resources Bhd stock overvalued right now?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd (XKLS:5228) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.41, compared to a current price of RM1.02 — trading 27.7% below its estimated fair value. The current Days Payable is 27.99, which is 60% below median its 10-year median of 69.61 and 17.4% below the Credit Services industry median of 33.87. ELK-Desa Resources Bhd's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For ELK-Desa Resources Bhd (XKLS:5228), the current Days Payable is 27.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELK-Desa Resources Bhd (XKLS:5228) Overvalued in 2026?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd stock appears to be undervalued.
The current stock price of RM1.02 is trading 27.7% below its estimated GF Value™ of RM1.41.
GuruFocus considers ELK-Desa Resources Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5228:
Days Payable: 27.99 (60% below median its 10-year median of 69.61)
GF Value™: RM1.41 vs. price of RM1.02 (27.7% below fair value)
Industry Position: 17.4% below the Credit Services median (#148 of 301)
No single metric tells the full story. See the XKLS:5228 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ELK-Desa Resources Bhd is a Malaysian company investment holding company. The company's business segments are Hire-purchase financing and other integrated services and the Trading of furniture. The Hire-purchase financing and other integrated services segment is involved in the business of hire-purchase financing for used motor vehicles as well as selling general insurance policies as an insurance agent and the Trading of furniture segment is involved in the business of trading, export, wholesaling, and manufacturing of furniture. The company earns the majority of its revenue from hire-purchase financing.
85GF Score
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