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ELK-Desa Resources BhdXKLS:5228 -0.98%81 5-Year Yield-on-Cost % is 4.89 as of Jul. 29, 2026, which is 11% below its 10-year median of 5.50. GuruFocus rates XKLS:5228 with a GF Score™ of 81/100 and a GF Value™ of RM1.42 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 211 Credit Services companies, ELK-Desa Resources Bhd ranks better than 54.03% on this metric.
ELK-Desa Resources Bhd's yield on cost for the quarter that ended in Mar. 2026 was 4.89.
The historical rank and industry rank for ELK-Desa Resources Bhd's 5-Year Yield-on-Cost % or its related term are showing as below:
XKLS:5228'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.62 Med: 5.5 Max: 9.99
Current: 4.89
During the past 13 years, ELK-Desa Resources Bhd's highest Yield on Cost was 9.99. The lowest was 3.62. And the median was 5.50.
XKLS:5228's 5-Year Yield-on-Cost % is ranked better than 54.03% of 211
companies
in the Credit Services industry
Industry Median: 4.52
vs XKLS:5228: 4.89
ELK-Desa Resources Bhd (XKLS:5228) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
ELK-Desa Resources Bhd 5-Year Yield-on-Cost % Related Terms
XKLS:5228 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, ELK-Desa Resources Bhd's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELK-Desa Resources Bhd 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ELK-Desa Resources Bhd's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where ELK-Desa Resources Bhd's 5-Year Yield-on-Cost % falls into.
ELK-Desa Resources Bhd 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
ELK-Desa Resources Bhd (XKLS:5228) has a 5-Year Yield-on-Cost % of 4.89 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ELK-Desa Resources Bhd and its competitors. This is 11% below median its historical median of 5.50. Over the past decade, ELK-Desa Resources Bhd's 5-Year Yield-on-Cost % has ranged from 3.62 to 9.99. According to the industry distribution chart, ELK-Desa Resources Bhd ranks #97 out of 211 companies in the Credit Services industry, placing it in the top 46%.
Is ELK-Desa Resources Bhd's 5-Year Yield-on-Cost % too high?
ELK-Desa Resources Bhd's current 5-Year Yield-on-Cost % of 4.89 is 11% below median its 10-year median of 5.50. Over the past 10 years, this metric has ranged from a low of 3.62 to a high of 9.99. The Credit Services industry median 5-Year Yield-on-Cost % is 4.52. ELK-Desa Resources Bhd's value of 4.89 is 8.2% above this industry median. Based on the distribution chart, ELK-Desa Resources Bhd ranks #97 out of 211 companies in the Credit Services industry, which is above the industry midpoint. Overall, ELK-Desa Resources Bhd has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELK-Desa Resources Bhd's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, ELK-Desa Resources Bhd ranks #97 out of 211 companies for 5-Year Yield-on-Cost %. This puts ELK-Desa Resources Bhd in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 4.52. ELK-Desa Resources Bhd's value of 4.89 is 8.2% above this benchmark. Historically, ELK-Desa Resources Bhd's own 5-Year Yield-on-Cost % has ranged from 3.62 to 9.99 over the past decade. While the company's 10-year median is 5.50 vs. the industry median of 4.52, ELK-Desa Resources Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.52, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ELK-Desa Resources Bhd's current 5-Year Yield-on-Cost % of 4.89 is 8.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ELK-Desa Resources Bhd and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELK-Desa Resources Bhd's current 5-Year Yield-on-Cost % is 4.89, which is 11% below median its own 10-year median of 5.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELK-Desa Resources Bhd stock overvalued right now?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd (XKLS:5228) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.42, compared to a current price of RM1.01 — trading 28.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.89, which is 11% below median its 10-year median of 5.50 and 8.2% above the Credit Services industry median of 4.52. ELK-Desa Resources Bhd's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For ELK-Desa Resources Bhd (XKLS:5228), the current 5-Year Yield-on-Cost % is 4.89 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELK-Desa Resources Bhd (XKLS:5228) Overvalued in 2026?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd stock appears to be undervalued.
The current stock price of RM1.01 is trading 28.9% below its estimated GF Value™ of RM1.42.
GuruFocus considers ELK-Desa Resources Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5228:
5-Year Yield-on-Cost %: 4.89 (11% below median its 10-year median of 5.50)
GF Value™: RM1.42 vs. price of RM1.01 (28.9% below fair value)
Industry Position: 8.2% above the Credit Services median (#97 of 211)
No single metric tells the full story. See the XKLS:5228 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ELK-Desa Resources Bhd is a Malaysian company investment holding company. The company's business segments are Hire-purchase financing and other integrated services and the Trading of furniture. The Hire-purchase financing and other integrated services segment is involved in the business of hire-purchase financing for used motor vehicles as well as selling general insurance policies as an insurance agent and the Trading of furniture segment is involved in the business of trading, export, wholesaling, and manufacturing of furniture. The company earns the majority of its revenue from hire-purchase financing.
81GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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