ELK-Desa Resources BhdXKLS:5228 85 Median PS Value is RM1.44 as of Jun. 28, 2026, which is 100% below its 10-year median of 0.90. GuruFocus rates XKLS:5228 with a GF Score™ of 85/100 and a GF Value™ of RM1.41 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 288 Credit Services companies, ELK-Desa Resources Bhd ranks better than 67.71% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for ELK-Desa Resources Bhd's Median PS Value or its related term are showing as below:
XKLS:5228'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.7 Med: 0.9 Max: 1
Current: 0.7
During the past 13 years, the highest Price to Median PS Value of ELK-Desa Resources Bhd was 1.00. The lowest was 0.70. And the median was 0.90.
XKLS:5228's Price-to-Median-PS-Value is ranked better than 67.71% of 288
companies
in the Credit Services industry
Industry Median: 0.9
vs XKLS:5228: 0.70
ELK-Desa Resources Bhd (XKLS:5228) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
ELK-Desa Resources Bhd's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1.01
/
1.44
=
0.70
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELK-Desa Resources Bhd Median PS Value Related Terms
ELK-Desa Resources Bhd Median PS Value Historical Data
* Premium members only.
The historical data trend for ELK-Desa Resources Bhd's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:5228 vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, ELK-Desa Resources Bhd's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELK-Desa Resources Bhd Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ELK-Desa Resources Bhd's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where ELK-Desa Resources Bhd's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.1441.
ELK-Desa Resources Bhd's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM0.458.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELK-Desa Resources Bhd (XKLS:5228) has a Median PS Value of RM1.44 as of Jun. 28, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on ELK-Desa Resources Bhd and its competitors. This is 60% above median its historical median of 0.90. Over the past decade, ELK-Desa Resources Bhd's Median PS Value has ranged from 0.70 to 1.00. According to the industry distribution chart, ELK-Desa Resources Bhd ranks #93 out of 288 companies in the Credit Services industry, placing it in the top 32.3%.
Is ELK-Desa Resources Bhd's Median PS Value too high?
ELK-Desa Resources Bhd's current Median PS Value of RM1.44 is 60% above median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 1.00. Based on the distribution chart, ELK-Desa Resources Bhd ranks #93 out of 288 companies in the Credit Services industry, which is above the industry midpoint. Overall, ELK-Desa Resources Bhd has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELK-Desa Resources Bhd's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, ELK-Desa Resources Bhd ranks #93 out of 288 companies for Median PS Value. This puts ELK-Desa Resources Bhd in the upper half of its industry. The industry median Median PS Value is 0.90. Historically, ELK-Desa Resources Bhd's own Median PS Value has ranged from 0.70 to 1.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.90, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on ELK-Desa Resources Bhd and its competitors. For the Credit Services industry, the median Median PS Value is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELK-Desa Resources Bhd's current Median PS Value is RM1.44, which is 60% above median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELK-Desa Resources Bhd stock overvalued right now?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd (XKLS:5228) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.41, compared to a current price of RM1.01 — trading 28.4% below its estimated fair value. The current Median PS Value is RM1.44, which is 60% above median its 10-year median of 0.90. ELK-Desa Resources Bhd's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For ELK-Desa Resources Bhd (XKLS:5228), the current Median PS Value is RM1.44 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELK-Desa Resources Bhd (XKLS:5228) Overvalued in 2026?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd stock appears to be undervalued.
The current stock price of RM1.01 is trading 28.4% below its estimated GF Value™ of RM1.41.
GuruFocus considers ELK-Desa Resources Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5228:
Median PS Value: RM1.44 (60% above median its 10-year median of 0.90)
GF Value™: RM1.41 vs. price of RM1.01 (28.4% below fair value)
No single metric tells the full story. See the XKLS:5228 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ELK-Desa Resources Bhd is a Malaysian company investment holding company. The company's business segments are Hire-purchase financing and other integrated services and the Trading of furniture. The Hire-purchase financing and other integrated services segment is involved in the business of hire-purchase financing for used motor vehicles as well as selling general insurance policies as an insurance agent and the Trading of furniture segment is involved in the business of trading, export, wholesaling, and manufacturing of furniture. The company earns the majority of its revenue from hire-purchase financing.
85GF Score
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