ELK-Desa Resources Bhd (XKLS:5228) LT-Debt-to-Total-Asset: 0.29 (As of Mar. 2026)

What is ELK-Desa Resources Bhd LT-Debt-to-Total-Asset?

ELK-Desa Resources Bhd XKLS:5228 -0.98% 84 LT-Debt-to-Total-Asset is 0.29 as of Mar. 2026. GuruFocus rates XKLS:5228 with a GF Score™ of 84/100 and a GF Value™ of RM1.41 (Modestly Undervalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. ELK-Desa Resources Bhd's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.29.

ELK-Desa Resources Bhd's long-term debt to total assets ratio increased from Mar. 2025 (0.26) to Mar. 2026 (0.29). It may suggest that ELK-Desa Resources Bhd is progressively becoming more dependent on debt to grow their business.

ELK-Desa Resources Bhd (XKLS:5228) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

ELK-Desa Resources Bhd LT-Debt-to-Total-Asset Related Terms

ELK-Desa Resources Bhd LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for ELK-Desa Resources Bhd's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ELK-Desa Resources Bhd LT-Debt-to-Total-Asset Chart

ELK-Desa Resources Bhd Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.13

0.19

0.25

0.26

0.29

ELK-Desa Resources Bhd Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.26	0.26	0.26	0.26	0.29

84GF Score

ELK-Desa Resources Bhd XKLS:5228

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

ELK-Desa Resources Bhd LT-Debt-to-Total-Asset Calculation

ELK-Desa Resources Bhd's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	256.161	/	890.682
	=	0.29

ELK-Desa Resources Bhd's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	256.161	/	890.682
	=	0.29

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.29 mean?

ELK-Desa Resources Bhd (XKLS:5228) has a LT-Debt-to-Total-Asset of 0.29 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ELK-Desa Resources Bhd and its competitors.

Is ELK-Desa Resources Bhd's LT-Debt-to-Total-Asset too high?

ELK-Desa Resources Bhd's current LT-Debt-to-Total-Asset is 0.29. Overall, ELK-Desa Resources Bhd has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does ELK-Desa Resources Bhd's LT-Debt-to-Total-Asset compare to V and MA?

ELK-Desa Resources Bhd's LT-Debt-to-Total-Asset of 0.29 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ELK-Desa Resources Bhd and its competitors. ELK-Desa Resources Bhd's current LT-Debt-to-Total-Asset is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is ELK-Desa Resources Bhd stock overvalued right now?

Based on GuruFocus' analysis, ELK-Desa Resources Bhd (XKLS:5228) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.41, compared to a current price of RM1.01 — trading 28.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.29. ELK-Desa Resources Bhd's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For ELK-Desa Resources Bhd (XKLS:5228), the current LT-Debt-to-Total-Asset is 0.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ELK-Desa Resources Bhd (XKLS:5228) Overvalued in 2026?

Based on GuruFocus' analysis, ELK-Desa Resources Bhd stock appears to be undervalued. The current stock price of RM1.01 is trading 28.4% below its estimated GF Value™ of RM1.41. GuruFocus considers ELK-Desa Resources Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5228:

LT-Debt-to-Total-Asset: 0.29
GF Value™: RM1.41 vs. price of RM1.01 (28.4% below fair value)
GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5228 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ELK-Desa Resources Bhd Business Description

Industry Financial Services Credit Services

Comparable Companies XKLS:0286 XKLS:0242 XKLS:9296 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI NSE:CHOLAFIN NSE:TATACAP BOM:532810 ALLY BOM:533398 BOM:543257 TSE:8593

Address No. 15 - 17, Jalan Brunei Utara, Off Jalan Pudu, Kuala Lumpur, SGR, MYS, 55100

Website https://www.elk-desa.com.my

ELK-Desa Resources Bhd is a Malaysian company investment holding company. The company's business segments are Hire-purchase financing and other integrated services and the Trading of furniture. The Hire-purchase financing and other integrated services segment is involved in the business of hire-purchase financing for used motor vehicles as well as selling general insurance policies as an insurance agent and the Trading of furniture segment is involved in the business of trading, export, wholesaling, and manufacturing of furniture. The company earns the majority of its revenue from hire-purchase financing.

84GF Score

Get the complete analysis for XKLS:5228

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM1.01

Price

RM1.41

GF Value

View XKLS:5228 Analysis

See LT-Debt-to-Total-Asset data for all stocks →