ELK-Desa Resources BhdXKLS:5228 85 EBITDA Margin % is 43.46% as of Mar. 2026, which is 19% above its 10-year median of 36.52. GuruFocus rates XKLS:5228 with a GF Score™ of 85/100 and a GF Value™ of RM1.41 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 414 Credit Services companies, ELK-Desa Resources Bhd ranks better than 75.85% on this metric.
ELK-Desa Resources Bhd (XKLS:5228) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
ELK-Desa Resources Bhd EBITDA Margin % Related Terms
ELK-Desa Resources Bhd EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for ELK-Desa Resources Bhd's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:5228 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, ELK-Desa Resources Bhd's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELK-Desa Resources Bhd EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ELK-Desa Resources Bhd's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where ELK-Desa Resources Bhd's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELK-Desa Resources Bhd (XKLS:5228) has a EBITDA Margin % of 43.46% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ELK-Desa Resources Bhd and its competitors. This is 19% above median its historical median of 36.52. Over the past decade, ELK-Desa Resources Bhd's EBITDA Margin % has ranged from 30.69 to 67.56. According to the industry distribution chart, ELK-Desa Resources Bhd ranks #100 out of 414 companies in the Credit Services industry, placing it in the top 24.2%.
Is ELK-Desa Resources Bhd's EBITDA Margin % too high?
ELK-Desa Resources Bhd's current EBITDA Margin % of 43.46% is 19% above median its 10-year median of 36.52. Over the past 10 years, this metric has ranged from a low of 30.69 to a high of 67.56. The Credit Services industry median EBITDA Margin % is 20.91. ELK-Desa Resources Bhd's value of 43.46% is 107.8% above this industry median. Based on the distribution chart, ELK-Desa Resources Bhd ranks #100 out of 414 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, ELK-Desa Resources Bhd has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELK-Desa Resources Bhd's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, ELK-Desa Resources Bhd ranks #100 out of 414 companies for EBITDA Margin %. This places ELK-Desa Resources Bhd in the top 24% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 20.91. ELK-Desa Resources Bhd's value of 43.46% is 107.8% above this benchmark. Historically, ELK-Desa Resources Bhd's own EBITDA Margin % has ranged from 30.69 to 67.56 over the past decade. While the company's 10-year median is 36.52 vs. the industry median of 20.91, ELK-Desa Resources Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ELK-Desa Resources Bhd's current EBITDA Margin % of 43.46% is 107.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ELK-Desa Resources Bhd and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELK-Desa Resources Bhd's current EBITDA Margin % is 43.46%, which is 19% above median its own 10-year median of 36.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELK-Desa Resources Bhd stock overvalued right now?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd (XKLS:5228) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.41, compared to a current price of RM1.01 — trading 28.4% below its estimated fair value. The current EBITDA Margin % is 43.46%, which is 19% above median its 10-year median of 36.52 and 107.8% above the Credit Services industry median of 20.91. ELK-Desa Resources Bhd's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For ELK-Desa Resources Bhd (XKLS:5228), the current EBITDA Margin % is 43.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELK-Desa Resources Bhd (XKLS:5228) Overvalued in 2026?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd stock appears to be undervalued.
The current stock price of RM1.01 is trading 28.4% below its estimated GF Value™ of RM1.41.
GuruFocus considers ELK-Desa Resources Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5228:
EBITDA Margin %: 43.46% (19% above median its 10-year median of 36.52)
GF Value™: RM1.41 vs. price of RM1.01 (28.4% below fair value)
Industry Position: 107.8% above the Credit Services median (#100 of 414)
No single metric tells the full story. See the XKLS:5228 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ELK-Desa Resources Bhd is a Malaysian company investment holding company. The company's business segments are Hire-purchase financing and other integrated services and the Trading of furniture. The Hire-purchase financing and other integrated services segment is involved in the business of hire-purchase financing for used motor vehicles as well as selling general insurance policies as an insurance agent and the Trading of furniture segment is involved in the business of trading, export, wholesaling, and manufacturing of furniture. The company earns the majority of its revenue from hire-purchase financing.
85GF Score
Get the complete analysis for XKLS:5228
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:5228 has been successfully added to your 
