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ELK-Desa Resources BhdXKLS:5228 82 ROC (Joel Greenblatt) % is 41.35% as of Mar. 2026, which is 16% above its 10-year median of 35.78. GuruFocus rates XKLS:5228 with a GF Score™ of 82/100 and a GF Value™ of RM1.42 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 415 Credit Services companies, ELK-Desa Resources Bhd ranks better than 51.08% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. ELK-Desa Resources Bhd's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 41.35%.
The historical rank and industry rank for ELK-Desa Resources Bhd's ROC (Joel Greenblatt) % or its related term are showing as below:
XKLS:5228'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 22.81 Med: 35.78 Max: 55.95
Current: 39.93
During the past 13 years, ELK-Desa Resources Bhd's highest ROC (Joel Greenblatt) % was 55.95%. The lowest was 22.81%. And the median was 35.78%.
XKLS:5228's ROC (Joel Greenblatt) % is ranked better than 51.08% of 415
companies
in the Credit Services industry
Industry Median: 38.99
vs XKLS:5228: 39.93
ELK-Desa Resources Bhd's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 8.30% per year.
ELK-Desa Resources Bhd (XKLS:5228) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
ELK-Desa Resources Bhd ROC (Joel Greenblatt) % Related Terms
ELK-Desa Resources Bhd ROC (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for ELK-Desa Resources Bhd's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELK-Desa Resources Bhd ROC (Joel Greenblatt) % Chart
XKLS:5228 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, ELK-Desa Resources Bhd's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELK-Desa Resources Bhd ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ELK-Desa Resources Bhd's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where ELK-Desa Resources Bhd's ROC (Joel Greenblatt) % falls into.
ELK-Desa Resources Bhd ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 41.35% mean?
ELK-Desa Resources Bhd (XKLS:5228) has a ROC (Joel Greenblatt) % of 41.35% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on ELK-Desa Resources Bhd and its competitors. This is 16% above median its historical median of 35.78. Over the past decade, ELK-Desa Resources Bhd's ROC (Joel Greenblatt) % has ranged from 22.81 to 55.95. According to the industry distribution chart, ELK-Desa Resources Bhd ranks #203 out of 415 companies in the Credit Services industry, placing it in the top 48.9%.
Is ELK-Desa Resources Bhd's ROC (Joel Greenblatt) % too high?
ELK-Desa Resources Bhd's current ROC (Joel Greenblatt) % of 41.35% is 16% above median its 10-year median of 35.78. Over the past 10 years, this metric has ranged from a low of 22.81 to a high of 55.95. The Credit Services industry median ROC (Joel Greenblatt) % is 38.99. ELK-Desa Resources Bhd's value of 41.35% is 6.1% above this industry median. Based on the distribution chart, ELK-Desa Resources Bhd ranks #203 out of 415 companies in the Credit Services industry, which is above the industry midpoint. Overall, ELK-Desa Resources Bhd has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELK-Desa Resources Bhd's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, ELK-Desa Resources Bhd ranks #203 out of 415 companies for ROC (Joel Greenblatt) %. This puts ELK-Desa Resources Bhd in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 38.99. ELK-Desa Resources Bhd's value of 41.35% is 6.1% above this benchmark. Historically, ELK-Desa Resources Bhd's own ROC (Joel Greenblatt) % has ranged from 22.81 to 55.95 over the past decade. While the company's 10-year median is 35.78 vs. the industry median of 38.99, ELK-Desa Resources Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.99, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ELK-Desa Resources Bhd's current ROC (Joel Greenblatt) % of 41.35% is 6.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on ELK-Desa Resources Bhd and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELK-Desa Resources Bhd's current ROC (Joel Greenblatt) % is 41.35%, which is 16% above median its own 10-year median of 35.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELK-Desa Resources Bhd stock overvalued right now?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd (XKLS:5228) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.42, compared to a current price of RM1.02 — trading 28.2% below its estimated fair value. The current ROC (Joel Greenblatt) % is 41.35%, which is 16% above median its 10-year median of 35.78 and 6.1% above the Credit Services industry median of 38.99. ELK-Desa Resources Bhd's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For ELK-Desa Resources Bhd (XKLS:5228), the current ROC (Joel Greenblatt) % is 41.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELK-Desa Resources Bhd (XKLS:5228) Overvalued in 2026?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd stock appears to be undervalued.
The current stock price of RM1.02 is trading 28.2% below its estimated GF Value™ of RM1.42.
GuruFocus considers ELK-Desa Resources Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5228:
ROC (Joel Greenblatt) %: 41.35% (16% above median its 10-year median of 35.78)
GF Value™: RM1.42 vs. price of RM1.02 (28.2% below fair value)
Industry Position: 6.1% above the Credit Services median (#203 of 415)
No single metric tells the full story. See the XKLS:5228 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ELK-Desa Resources Bhd is a Malaysian company investment holding company. The company's business segments are Hire-purchase financing and other integrated services and the Trading of furniture. The Hire-purchase financing and other integrated services segment is involved in the business of hire-purchase financing for used motor vehicles as well as selling general insurance policies as an insurance agent and the Trading of furniture segment is involved in the business of trading, export, wholesaling, and manufacturing of furniture. The company earns the majority of its revenue from hire-purchase financing.
82GF Score
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