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ELK-Desa Resources BhdXKLS:5228 +0.51%83 3-Year EBITDA Growth Rate is 8.60% as of Jun. 2026, which is 2% above its 10-year median of 8.45. GuruFocus rates XKLS:5228 with a GF Score™ of 83/100 and a GF Value™ of RM1.29 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 333 Credit Services companies, ELK-Desa Resources Bhd ranks worse than 54.35% on this metric.
During the past 12 months, ELK-Desa Resources Bhd's average EBITDA Per Share Growth Rate was 6.00% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 8.60% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 28.60% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 16.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of ELK-Desa Resources Bhd was 50.70% per year. The lowest was -26.10% per year. And the median was 8.45% per year.
ELK-Desa Resources Bhd (XKLS:5228) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
ELK-Desa Resources Bhd 3-Year EBITDA Growth Rate Related Terms
XKLS:5228 vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, ELK-Desa Resources Bhd's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELK-Desa Resources Bhd 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ELK-Desa Resources Bhd's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where ELK-Desa Resources Bhd's 3-Year EBITDA Growth Rate falls into.
ELK-Desa Resources Bhd 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 8.60% mean?
ELK-Desa Resources Bhd (XKLS:5228) has a 3-Year EBITDA Growth Rate of 8.60% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for ELK-Desa Resources Bhd and its competitors. This is near median its historical median of 8.45. According to the industry distribution chart, ELK-Desa Resources Bhd ranks #181 out of 333 companies in the Credit Services industry, placing it in the top 54.4%.
Is ELK-Desa Resources Bhd's 3-Year EBITDA Growth Rate too high?
ELK-Desa Resources Bhd's current 3-Year EBITDA Growth Rate of 8.60% is near median its 10-year median of 8.45. The Credit Services industry median 3-Year EBITDA Growth Rate is 11.80. ELK-Desa Resources Bhd's value of 8.60% is 27.1% below this industry median. Based on the distribution chart, ELK-Desa Resources Bhd ranks #181 out of 333 companies in the Credit Services industry, which is below the industry midpoint. Overall, ELK-Desa Resources Bhd has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELK-Desa Resources Bhd's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, ELK-Desa Resources Bhd ranks #181 out of 333 companies for 3-Year EBITDA Growth Rate. This places ELK-Desa Resources Bhd in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 11.80. ELK-Desa Resources Bhd's value of 8.60% is 27.1% below this benchmark. While the company's 10-year median is 8.45 vs. the industry median of 11.80, ELK-Desa Resources Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 11.80, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ELK-Desa Resources Bhd's current 3-Year EBITDA Growth Rate of 8.60% is 27.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for ELK-Desa Resources Bhd and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 11.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELK-Desa Resources Bhd's current 3-Year EBITDA Growth Rate is 8.60%, which is near median its own 10-year median of 8.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELK-Desa Resources Bhd stock overvalued right now?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd (XKLS:5228) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.29, compared to a current price of RM1.00 — trading 22.9% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 8.60%, which is near median its 10-year median of 8.45 and 27.1% below the Credit Services industry median of 11.80. ELK-Desa Resources Bhd's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For ELK-Desa Resources Bhd (XKLS:5228), the current 3-Year EBITDA Growth Rate is 8.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELK-Desa Resources Bhd (XKLS:5228) Overvalued in 2026?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd stock appears to be undervalued.
The current stock price of RM1.00 is trading 22.9% below its estimated GF Value™ of RM1.29.
GuruFocus considers ELK-Desa Resources Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5228:
3-Year EBITDA Growth Rate: 8.60% (near median its 10-year median of 8.45)
GF Value™: RM1.29 vs. price of RM1.00 (22.9% below fair value)
Industry Position: 27.1% below the Credit Services median (#181 of 333)
No single metric tells the full story. See the XKLS:5228 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ELK-Desa Resources Bhd is a Malaysian company investment holding company. The company's business segments are Hire-purchase financing and other integrated services and the Trading of furniture. The Hire-purchase financing and other integrated services segment is involved in the business of hire-purchase financing for used motor vehicles as well as selling general insurance policies as an insurance agent and the Trading of furniture segment is involved in the business of trading, export, wholesaling, and manufacturing of furniture. The company earns the majority of its revenue from hire-purchase financing.
83GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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