ELK-Desa Resources BhdXKLS:5228 84 PEG Ratio is 0.89 as of Jul. 07, 2026, which is 40% below its 10-year median of 1.49. GuruFocus rates XKLS:5228 with a GF Score™ of 84/100 and a GF Value™ of RM1.41 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 233 Credit Services companies, ELK-Desa Resources Bhd ranks better than 50.64% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for ELK-Desa Resources Bhd's PEG Ratio or its related term are showing as below:
XKLS:5228'
s PEG Ratio Range Over the Past 10 Years
Min: 0.7 Med: 1.49 Max: 25.7
Current: 0.89
During the past 13 years, ELK-Desa Resources Bhd's highest PEG Ratio was 25.70. The lowest was 0.70. And the median was 1.49.
XKLS:5228's PEG Ratio is ranked better than 50.64% of 233
companies
in the Credit Services industry
Industry Median: 0.92
vs XKLS:5228: 0.89
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
ELK-Desa Resources Bhd (XKLS:5228) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ELK-Desa Resources Bhd's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELK-Desa Resources Bhd PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ELK-Desa Resources Bhd's PEG Ratio distribution charts can be found below:
* The bar in red indicates where ELK-Desa Resources Bhd's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
ELK-Desa Resources Bhd (XKLS:5228) has a PEG Ratio of 0.89 as of Jul. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on ELK-Desa Resources Bhd and its competitors. This is 40% below median its historical median of 1.49. Over the past decade, ELK-Desa Resources Bhd's PEG Ratio has ranged from 0.70 to 25.70. According to the industry distribution chart, ELK-Desa Resources Bhd ranks #115 out of 233 companies in the Credit Services industry, placing it in the top 49.4%.
Is ELK-Desa Resources Bhd's PEG Ratio too high?
ELK-Desa Resources Bhd's current PEG Ratio of 0.89 is 40% below median its 10-year median of 1.49. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 25.70. The Credit Services industry median PEG Ratio is 0.92. ELK-Desa Resources Bhd's value of 0.89 is 3.3% below this industry median. Based on the distribution chart, ELK-Desa Resources Bhd ranks #115 out of 233 companies in the Credit Services industry, which is above the industry midpoint. Overall, ELK-Desa Resources Bhd has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELK-Desa Resources Bhd's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, ELK-Desa Resources Bhd ranks #115 out of 233 companies for PEG Ratio. This puts ELK-Desa Resources Bhd in the upper half of its industry. The industry median PEG Ratio is 0.92. ELK-Desa Resources Bhd's value of 0.89 is 3.3% below this benchmark. Historically, ELK-Desa Resources Bhd's own PEG Ratio has ranged from 0.70 to 25.70 over the past decade. While the company's 10-year median is 1.49 vs. the industry median of 0.92, ELK-Desa Resources Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.92, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ELK-Desa Resources Bhd's current PEG Ratio of 0.89 is 3.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on ELK-Desa Resources Bhd and its competitors. For the Credit Services industry, the median PEG Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELK-Desa Resources Bhd's current PEG Ratio is 0.89, which is 40% below median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELK-Desa Resources Bhd stock overvalued right now?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd (XKLS:5228) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.41, compared to a current price of RM1.02 — trading 27.7% below its estimated fair value. The current PEG Ratio is 0.89, which is 40% below median its 10-year median of 1.49 and 3.3% below the Credit Services industry median of 0.92. ELK-Desa Resources Bhd's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For ELK-Desa Resources Bhd (XKLS:5228), the current PEG Ratio is 0.89 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELK-Desa Resources Bhd (XKLS:5228) Overvalued in 2026?
Based on GuruFocus' analysis, ELK-Desa Resources Bhd stock appears to be undervalued.
The current stock price of RM1.02 is trading 27.7% below its estimated GF Value™ of RM1.41.
GuruFocus considers ELK-Desa Resources Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5228:
PEG Ratio: 0.89 (40% below median its 10-year median of 1.49)
GF Value™: RM1.41 vs. price of RM1.02 (27.7% below fair value)
Industry Position: 3.3% below the Credit Services median (#115 of 233)
No single metric tells the full story. See the XKLS:5228 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ELK-Desa Resources Bhd is a Malaysian company investment holding company. The company's business segments are Hire-purchase financing and other integrated services and the Trading of furniture. The Hire-purchase financing and other integrated services segment is involved in the business of hire-purchase financing for used motor vehicles as well as selling general insurance policies as an insurance agent and the Trading of furniture segment is involved in the business of trading, export, wholesaling, and manufacturing of furniture. The company earns the majority of its revenue from hire-purchase financing.
84GF Score
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