United Commercial Bank (DHA:UCB) Debt-to-Equity : 1.64 (As of Sep. 2023)

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What is United Commercial Bank Debt-to-Equity?

United Commercial Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was BDT0 Mil. United Commercial Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was BDT67,308 Mil. United Commercial Bank's Total Stockholders Equity for the quarter that ended in Sep. 2023 was BDT40,930 Mil. United Commercial Bank's debt to equity for the quarter that ended in Sep. 2023 was 1.64.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for United Commercial Bank's Debt-to-Equity or its related term are showing as below:

DHA:UCB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.24 Med: 1.57 Max: 3.01
Current: 1.64

During the past 13 years, the highest Debt-to-Equity Ratio of United Commercial Bank was 3.01. The lowest was 0.24. And the median was 1.57.

DHA:UCB's Debt-to-Equity is ranked worse than
78.82% of 1393 companies
in the Banks industry
Industry Median: 0.69 vs DHA:UCB: 1.64

United Commercial Bank Debt-to-Equity Historical Data

The historical data trend for United Commercial Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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United Commercial Bank Debt-to-Equity Chart

United Commercial Bank Annual Data

Trend

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Debt-to-Equity

Get a 7-Day Free Trial

0.94

1.03

2.10

2.75

2.95

United Commercial Bank Quarterly Data
	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23
Debt-to-Equity	Get a 7-Day Free Trial															3.01	2.95	2.20	1.85	1.64

Competitive Comparison of United Commercial Bank's Debt-to-Equity

For the Banks - Regional subindustry, United Commercial Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Commercial Bank's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Commercial Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where United Commercial Bank's Debt-to-Equity falls into.

United Commercial Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

United Commercial Bank's Debt to Equity Ratio for the fiscal year that ended in Dec. 2022 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	118338.233)	/	40178.114
	=	2.95

United Commercial Bank's Debt to Equity Ratio for the quarter that ended in Sep. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	67308.249)	/	40929.643
	=	1.64

United Commercial Bank (DHA:UCB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

United Commercial Bank Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of United Commercial Bank's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

United Commercial Bank (DHA:UCB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » United Commercial Bank PLC (DHA:UCB) » Definitions » Debt-to-Equity

Traded in Other Exchanges

N/A

Address

Road No. - 34, Gulshan Avenue, Plot - CWS- (A)-1, Dhaka, BGD, 1212

Website

https://www.ucb.com.bd

United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposit, fixed deposit, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.

United Commercial Bank (DHA:UCB) Headlines

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