United Commercial Bank (DHA:UCB) Total Assets: BDT919,154 Mil (As of Mar. 2026)


DHA:UCB United Commercial Bank PLC DHA:UCB
70 GF Score
Price BDT9.10
GF Value BDT9.96
Valuation Fairly Valued
! 2 Warning Signs
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What is United Commercial Bank Total Assets?

United Commercial Bank DHA:UCB +1.11% 70 Total Assets is BDT919,154 Mil as of Mar. 2026. GuruFocus rates DHA:UCB with a GF Score™ of 70/100 and a GF Value™ of BDT9.96 (Fairly Valued). The stock has 2 warning signs investors should review.

United Commercial Bank's Total Assets for the quarter that ended in Mar. 2026 was BDT919,154 Mil.

Warning Sign:

If a company builds assets at 11.9% a year, faster than its revenue growth rate of 10.8% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, United Commercial Bank's average Total Assets Growth Rate was 14.90% per year. During the past 3 years, the average Total Assets Growth Rate was 11.60% per year. During the past 5 years, the average Total Assets Growth Rate was 11.90% per year. During the past 10 years, the average Total Assets Growth Rate was 11.80% per year.

During the past 13 years, United Commercial Bank's highest 3-Year average Total Assets Growth Rate was 32.30%. The lowest was 10.20%. And the median was 12.25%.

Total Assets is connected with ROA %. United Commercial Bank's annualized ROA % for the quarter that ended in Mar. 2026 was 0.05%. Total Assets is also linked to Revenue through Asset Turnover. United Commercial Bank's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.


United Commercial Bank  (DHA:UCB) Total Assets Explanation

Total Assets is connected with ROA %.

United Commercial Bank's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=455.1/( (887031.076+919153.675)/ 2 )
=455.1/903092.3755
=0.05 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

United Commercial Bank's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=7872.214/( (887031.076+919153.675)/ 2 )
=7872.214/903092.3755
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

United Commercial Bank Total Assets Related Terms


United Commercial Bank Total Assets Historical Data

* Premium members only.

The historical data trend for United Commercial Bank's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Commercial Bank Total Assets Chart

United Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 570,424.85 633,306.92 687,558.67 772,183.43 887,031.08

United Commercial Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 805,838.96 837,722.80 878,951.97 887,031.08 919,153.68
DHA:UCB
70GF Score
United Commercial Bank PLC DHA:UCB
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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United Commercial Bank Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

United Commercial Bank's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=39862.585+847168.491
=887,031

United Commercial Bank's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=40266.119+878887.556
=919,154

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of BDT919,154 Mil mean?
United Commercial Bank (DHA:UCB) has a Total Assets of BDT919,154 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on United Commercial Bank and its competitors.
Is United Commercial Bank's Total Assets too high?
United Commercial Bank's current Total Assets is BDT919,154 Mil. Overall, United Commercial Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Commercial Bank's Total Assets compare to competitors?
United Commercial Bank's Total Assets of BDT919,154 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on United Commercial Bank and its competitors. United Commercial Bank's current Total Assets is BDT919,154 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, United Commercial Bank (DHA:UCB) is currently considered Fairly Valued. The stock's GF Value™ is BDT9.96, compared to a current price of BDT9.10 — trading 8.6% below its estimated fair value. The current Total Assets is BDT919,154 Mil. United Commercial Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For United Commercial Bank (DHA:UCB), the current Total Assets is BDT919,154 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Commercial Bank (DHA:UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Commercial Bank stock appears to be undervalued. The current stock price of BDT9.10 is trading 8.6% below its estimated GF Value™ of BDT9.96. GuruFocus considers United Commercial Bank to be Fairly Valued.

Key valuation signals for DHA:UCB:

  • Total Assets: BDT919,154 Mil
  • GF Value™: BDT9.96 vs. price of BDT9.10 (8.6% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the DHA:UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Commercial Bank Business Description

Address Road No. - 34, Gulshan Avenue, Plot - CWS- (A)-1, Bulus Center, Dhaka, BGD, 1212
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
70GF Score

Get the complete analysis for DHA:UCB

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT9.10
Price
BDT9.96
GF Value