United Commercial Bank (DHA:UCB) Property, Plant and Equipment: BDT18,476 Mil (As of Mar. 2026)

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DHA:UCB United Commercial Bank PLC DHA:UCB
71 GF Score
Price BDT9.20
GF Value BDT9.97
Valuation Fairly Valued
! 2 Warning Signs
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What is United Commercial Bank Property, Plant and Equipment?

United Commercial Bank DHA:UCB +1.10% 71 Property, Plant and Equipment is BDT18,476 Mil as of Mar. 2026. GuruFocus rates DHA:UCB with a GF Score™ of 71/100 and a GF Value™ of BDT9.97 (Fairly Valued). The stock has 2 warning signs investors should review.

United Commercial Bank's quarterly net PPE declined from Sep. 2025 (BDT18,990 Mil) to Dec. 2025 (BDT16,578 Mil) but then increased from Dec. 2025 (BDT16,578 Mil) to Mar. 2026 (BDT18,476 Mil).

United Commercial Bank's annual net PPE declined from Dec. 2023 (BDT17,443 Mil) to Dec. 2024 (BDT17,363 Mil) and declined from Dec. 2024 (BDT17,363 Mil) to Dec. 2025 (BDT16,578 Mil).


United Commercial Bank  (DHA:UCB) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


United Commercial Bank Property, Plant and Equipment Related Terms


United Commercial Bank Property, Plant and Equipment Historical Data

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The historical data trend for United Commercial Bank's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Commercial Bank Property, Plant and Equipment Chart

United Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15,570.81 15,162.39 17,442.87 17,362.77 16,578.44

United Commercial Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,338.25 19,154.75 18,989.70 16,578.44 18,475.78
DHA:UCB
71GF Score
United Commercial Bank PLC DHA:UCB
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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United Commercial Bank Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of BDT18,476 Mil mean?
United Commercial Bank (DHA:UCB) has a Property, Plant and Equipment of BDT18,476 Mil as of Mar. 2026. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on United Commercial Bank and its competitors.
Is United Commercial Bank's Property, Plant and Equipment too high?
United Commercial Bank's current Property, Plant and Equipment is BDT18,476 Mil. Overall, United Commercial Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Commercial Bank's Property, Plant and Equipment compare to competitors?
United Commercial Bank's Property, Plant and Equipment of BDT18,476 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Banks company?
A good Property, Plant and Equipment depends on the Banks industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on United Commercial Bank and its competitors. United Commercial Bank's current Property, Plant and Equipment is BDT18,476 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, United Commercial Bank (DHA:UCB) is currently considered Fairly Valued. The stock's GF Value™ is BDT9.97, compared to a current price of BDT9.20 — trading 7.7% below its estimated fair value. The current Property, Plant and Equipment is BDT18,476 Mil. United Commercial Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For United Commercial Bank (DHA:UCB), the current Property, Plant and Equipment is BDT18,476 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Commercial Bank (DHA:UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Commercial Bank stock appears to be undervalued. The current stock price of BDT9.20 is trading 7.7% below its estimated GF Value™ of BDT9.97. GuruFocus considers United Commercial Bank to be Fairly Valued.

Key valuation signals for DHA:UCB:

  • Property, Plant and Equipment: BDT18,476 Mil
  • GF Value™: BDT9.97 vs. price of BDT9.20 (7.7% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the DHA:UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Commercial Bank Business Description

Address Road No. - 34, Gulshan Avenue, Plot - CWS- (A)-1, Bulus Center, Dhaka, BGD, 1212
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
71GF Score

Get the complete analysis for DHA:UCB

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT9.20
Price
BDT9.97
GF Value