United Commercial Bank (DHA:UCB) EPS (Basic): BDT0.19 (TTM As of Mar. 2026)


DHA:UCB United Commercial Bank PLC DHA:UCB
70 GF Score
Price BDT8.90
GF Value BDT9.94
Valuation Modestly Undervalued
! 2 Warning Signs
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What is United Commercial Bank EPS (Basic)?

United Commercial Bank DHA:UCB -1.11% 70 EPS (Basic) is BDT0.19 as of Mar. 2026. GuruFocus rates DHA:UCB with a GF Score™ of 70/100 and a GF Value™ of BDT9.94 (Modestly Undervalued). The stock has 2 warning signs investors should review.

United Commercial Bank's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was BDT0.07. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was BDT0.19.

United Commercial Bank's EPS (Diluted) for the three months ended in Mar. 2026 was BDT0.07. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was BDT0.19.

United Commercial Bank's EPS without NRI for the three months ended in Mar. 2026 was BDT0.07. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 0.19.

During the past 3 years, the average EPS without NRI Growth Rate was -58.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, United Commercial Bank's highest 3-Year average EPS without NRI Growth Rate was 36.40% per year. The lowest was -58.00% per year. And the median was 0.00% per year.

United Commercial Bank  (DHA:UCB) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

United Commercial Bank EPS (Basic) Related Terms

United Commercial Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for United Commercial Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Commercial Bank EPS (Basic) Chart

United Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.54 2.08 1.45 0.05 0.15

United Commercial Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.08 0.21 -0.17 0.07
DHA:UCB
70GF Score
United Commercial Bank PLC DHA:UCB
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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United Commercial Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

United Commercial Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(238.289-0)/1550.376
=0.15

United Commercial Bank's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(113.775-0)/1550.376
=0.07

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of BDT0.19 mean?
United Commercial Bank (DHA:UCB) has a EPS (Basic) of BDT0.19 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Commercial Bank and its competitors.
Is United Commercial Bank's EPS (Basic) too high?
United Commercial Bank's current EPS (Basic) is BDT0.19. Overall, United Commercial Bank has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United Commercial Bank's EPS (Basic) compare to competitors?
United Commercial Bank's EPS (Basic) of BDT0.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Commercial Bank and its competitors. United Commercial Bank's current EPS (Basic) is BDT0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, United Commercial Bank (DHA:UCB) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT9.94, compared to a current price of BDT8.90 — trading 10.5% below its estimated fair value. The current EPS (Basic) is BDT0.19. United Commercial Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For United Commercial Bank (DHA:UCB), the current EPS (Basic) is BDT0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Commercial Bank (DHA:UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Commercial Bank stock appears to be undervalued. The current stock price of BDT8.90 is trading 10.5% below its estimated GF Value™ of BDT9.94. GuruFocus considers United Commercial Bank to be Modestly Undervalued.

Key valuation signals for DHA:UCB:

  • EPS (Basic): BDT0.19
  • GF Value™: BDT9.94 vs. price of BDT8.90 (10.5% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the DHA:UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Commercial Bank Business Description

Address Road No. - 34, Gulshan Avenue, Plot - CWS- (A)-1, Bulus Center, Dhaka, BGD, 1212
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
70GF Score

Get the complete analysis for DHA:UCB

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT8.90
Price
BDT9.94
GF Value