United Commercial Bank (DHA:UCB) Net Loan: BDT626,722 Mil (As of Jun. 2026)

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DHA:UCB United Commercial Bank PLC DHA:UCB
70 GF Score
Price BDT9.30
GF Value BDT9.48
Valuation Fairly Valued
! 3 Warning Signs
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What is United Commercial Bank Net Loan?

United Commercial Bank DHA:UCB 70 Net Loan is BDT626,722 Mil as of Jun. 2026. GuruFocus rates DHA:UCB with a GF Score™ of 70/100 and a GF Value™ of BDT9.48 (Fairly Valued). The stock has 3 warning signs investors should review.

United Commercial Bank's quarterly net loan increased from Dec. 2025 (BDT599,249 Mil) to Mar. 2026 (BDT617,888 Mil) and increased from Mar. 2026 (BDT617,888 Mil) to Jun. 2026 (BDT626,722 Mil).

United Commercial Bank's annual net loan increased from Dec. 2023 (BDT500,982 Mil) to Dec. 2024 (BDT617,888 Mil) and increased from Dec. 2024 (BDT617,888 Mil) to Dec. 2025 (BDT626,722 Mil).

United Commercial Bank Net Loan Historical Data

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The historical data trend for United Commercial Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Commercial Bank Net Loan Chart

United Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 381,754.40 451,148.36 500,982.07 568,147.16 599,248.56

United Commercial Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 602,005.56 613,098.28 599,248.56 617,888.33 626,722.33
DHA:UCB
70GF Score
United Commercial Bank PLC DHA:UCB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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United Commercial Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of BDT626,722 Mil mean?
United Commercial Bank (DHA:UCB) has a Net Loan of BDT626,722 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on United Commercial Bank and its competitors.
Is United Commercial Bank's Net Loan too high?
United Commercial Bank's current Net Loan is BDT626,722 Mil. Overall, United Commercial Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Commercial Bank's Net Loan compare to competitors?
United Commercial Bank's Net Loan of BDT626,722 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on United Commercial Bank and its competitors. United Commercial Bank's current Net Loan is BDT626,722 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, United Commercial Bank (DHA:UCB) is currently considered Fairly Valued. The stock's GF Value™ is BDT9.48, compared to a current price of BDT9.30 — trading 1.9% below its estimated fair value. The current Net Loan is BDT626,722 Mil. United Commercial Bank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For United Commercial Bank (DHA:UCB), the current Net Loan is BDT626,722 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Commercial Bank (DHA:UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Commercial Bank stock appears to be undervalued. The current stock price of BDT9.30 is trading 1.9% below its estimated GF Value™ of BDT9.48. GuruFocus considers United Commercial Bank to be Fairly Valued.

Key valuation signals for DHA:UCB:

  • Net Loan: BDT626,722 Mil
  • GF Value™: BDT9.48 vs. price of BDT9.30 (1.9% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the DHA:UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Commercial Bank Business Description

Address Road No. - 34, Gulshan Avenue, Plot - CWS- (A)-1, Bulus Center, Dhaka, BGD, 1212
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
70GF Score

Get the complete analysis for DHA:UCB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT9.30
Price
BDT9.48
GF Value