United Commercial Bank (DHA:UCB) Altman Z-Score


DHA:UCB United Commercial Bank PLC DHA:UCB
70 GF Score
Price BDT9.00
GF Value BDT9.95
Valuation Modestly Undervalued
! 2 Warning Signs
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What is United Commercial Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

DHA:UCB
70GF Score
United Commercial Bank PLC DHA:UCB
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is United Commercial Bank (DHA:UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Commercial Bank stock appears to be undervalued. The current stock price of BDT9.00 is trading 9.5% below its estimated GF Value™ of BDT9.95. GuruFocus considers United Commercial Bank to be Modestly Undervalued.

Key valuation signals for DHA:UCB:

  • Altman Z-Score:
  • GF Value™: BDT9.95 vs. price of BDT9.00 (9.5% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the DHA:UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Commercial Bank Business Description

Address Road No. - 34, Gulshan Avenue, Plot - CWS- (A)-1, Bulus Center, Dhaka, BGD, 1212
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
70GF Score

Get the complete analysis for DHA:UCB

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT9.00
Price
BDT9.95
GF Value