Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Jun. 2026,
United Commercial Bank paidBDT0 Mil more to buy back shares than it received from issuing new shares.
It receivedBDT17,934 Mil from issuing more debt.
It paidBDT0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It receivedBDT0 Mil from paying cash dividends to shareholders.
It spentBDT270 Mil on other financial activities.
In all, United Commercial BankearnedBDT17,664 Mil on financial activities for the
three
months ended in Jun. 2026.
United Commercial Bank (DHA:UCB) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
United Commercial Bank's issuance of stock for the
three
months ended in Jun. 2026 was BDT0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
United Commercial Bank's repurchase of stock for the
three
months ended in Jun. 2026 was BDT0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
United Commercial Bank's net issuance of debt for the
three
months ended in Jun. 2026 was BDT17,934 Mil.
United Commercial Bank receivedBDT17,934 Mil from issuing more debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
United Commercial Bank's net issuance of preferred for the
three
months ended in Jun. 2026 was BDT0 Mil.
United Commercial Bank paidBDT0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
United Commercial Bank's cash flow for dividends for the
three
months ended in Jun. 2026 was BDT0 Mil.
United Commercial Bank receivedBDT0 Mil from paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
United Commercial Bank's other financing for the
three
months ended in Jun. 2026 was BDT-270 Mil.
United Commercial Bank spentBDT270 Mil on other financial activities.
United Commercial Bank Cash Flow from Financing Related Terms
United Commercial Bank Cash Flow from Financing Historical Data
* Premium members only.
The historical data trend for United Commercial Bank's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Commercial Bank Cash Flow from Financing Chart
United Commercial Bank Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
United Commercial Bank's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:
Cash Flow from Financing for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT20,875 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of BDT20,875 Mil mean?
United Commercial Bank (DHA:UCB) has a Cash Flow from Financing of BDT20,875 Mil as of Jun. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for United Commercial Bank and its competitors.
Is United Commercial Bank's Cash Flow from Financing too high?
United Commercial Bank's current Cash Flow from Financing is BDT20,875 Mil. Overall, United Commercial Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Commercial Bank's Cash Flow from Financing compare to competitors?
United Commercial Bank's Cash Flow from Financing of BDT20,875 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for United Commercial Bank and its competitors. United Commercial Bank's current Cash Flow from Financing is BDT20,875 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, United Commercial Bank (DHA:UCB) is currently considered Fairly Valued. The stock's GF Value™ is BDT9.48, compared to a current price of BDT9.40 — trading 0.8% below its estimated fair value. The current Cash Flow from Financing is BDT20,875 Mil. United Commercial Bank's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For United Commercial Bank (DHA:UCB), the current Cash Flow from Financing is BDT20,875 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Commercial Bank (DHA:UCB) Overvalued in 2026?
Based on GuruFocus' analysis, United Commercial Bank stock appears to be undervalued.
The current stock price of BDT9.40 is trading 0.8% below its estimated GF Value™ of BDT9.48.
GuruFocus considers United Commercial Bank to be Fairly Valued.
Key valuation signals for DHA:UCB:
Cash Flow from Financing: BDT20,875 Mil
GF Value™: BDT9.48 vs. price of BDT9.40 (0.8% below fair value)
No single metric tells the full story. See the DHA:UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Commercial Bank PLC is a commercial bank. The company through its delivery channels and subsidiaries offers a wide range of banking products and services to corporate, SME, and retail customers. Its products and services include deposit products like current deposits, fixed deposits, and UCB Multi-Millionaires. Loan products such as trade finance, import finance, loan syndication, and pacing credit. It also provides other services such as Western Union Money Transfer, online services internet banking. The reportable segments of the company are Corporate Banking, SME Banking, Consumer Banking, Treasury, Investment Banking, Offshore Banking, Card and Alternate Delivery Channel, Mobile Financial Services, and Agent Banking.
71GF Score
Get the complete analysis for DHA:UCB
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DHA:UCB has been successfully added to your 
