FMFG (Farmers and Merchants Bancshares (MD)) Payments of Debt: $-5.86 Mil (TTM As of Mar. 2026)


FMFG Farmers and Merchants Bancshares Inc (MD) FMFG
63 GF Score
Price $18.80
GF Value $18.77
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Farmers and Merchants Bancshares (MD) Payments of Debt?

Farmers and Merchants Bancshares (MD) FMFG +1.13% 63 Payments of Debt is $-5.86 Mil as of Mar. 2026. GuruFocus rates FMFG with a GF Score™ of 63/100 and a GF Value™ of $18.77 (Fairly Valued). The stock has 5 warning signs investors should review.

Farmers and Merchants Bancshares (MD)'s Payments of Debt for the three months ended in Mar. 2026 was $0.00 Mil.

Farmers and Merchants Bancshares (MD)'s Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was $-5.86 Mil.

Farmers and Merchants Bancshares (MD) Payments of Debt Related Terms

Farmers and Merchants Bancshares (MD) Payments of Debt Historical Data

* Premium members only.

The historical data trend for Farmers and Merchants Bancshares (MD)'s Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers and Merchants Bancshares (MD) Payments of Debt Chart

Farmers and Merchants Bancshares (MD) Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -1.89 -16.89 -34.89 -11.33

Farmers and Merchants Bancshares (MD) Quarterly Data
Jun07 Sep07 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.47 4.53 -10.39 0.00 0.00
FMFG
63GF Score
Farmers and Merchants Bancshares Inc (MD) FMFG
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Farmers and Merchants Bancshares (MD) Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-5.86 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of $-5.86 Mil mean?
Farmers and Merchants Bancshares (MD) (FMFG) has a Payments of Debt of $-5.86 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Farmers and Merchants Bancshares (MD) and its competitors.
Is Farmers and Merchants Bancshares (MD)'s Payments of Debt too high?
Farmers and Merchants Bancshares (MD)'s current Payments of Debt is $-5.86 Mil. Overall, Farmers and Merchants Bancshares (MD) has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Farmers and Merchants Bancshares (MD)'s Payments of Debt compare to BAOB and CEFC?
Farmers and Merchants Bancshares (MD)'s Payments of Debt of $-5.86 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Farmers and Merchants Bancshares (MD) and its competitors. Farmers and Merchants Bancshares (MD)'s current Payments of Debt is $-5.86 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers and Merchants Bancshares (MD) stock overvalued right now?
Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) (FMFG) is currently considered Fairly Valued. The stock's GF Value™ is $18.77, compared to a current price of $18.80 — trading 0.2% above its estimated fair value. The current Payments of Debt is $-5.86 Mil. Farmers and Merchants Bancshares (MD)'s overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Farmers and Merchants Bancshares (MD) (FMFG), the current Payments of Debt is $-5.86 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (MD) (FMFG) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) stock appears to be overvalued. The current stock price of $18.80 is trading 0.2% above its estimated GF Value™ of $18.77. GuruFocus considers Farmers and Merchants Bancshares (MD) to be Fairly Valued.

Key valuation signals for FMFG:

  • Payments of Debt: $-5.86 Mil
  • GF Value™: $18.77 vs. price of $18.80 (0.2% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the FMFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers and Merchants Bancshares (MD) Business Description

Address 4510 Lower Beckleysville Road, Suite H, Hampstead, MD, USA, 21074
Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.
63GF Score

Get the complete analysis for FMFG

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.80
Price
$18.77
GF Value