FMFG (Farmers and Merchants Bancshares (MD)) EPS (Basic): $2.00 (TTM As of Mar. 2026)

What is Farmers and Merchants Bancshares (MD) EPS (Basic)?

Farmers and Merchants Bancshares (MD) FMFG +0.44% 64 EPS (Basic) is $2.00 as of Mar. 2026. GuruFocus rates FMFG with a GF Score™ of 64/100 and a GF Value™ of $18.78 (Fairly Valued). The stock has 4 warning signs investors should review.

Farmers and Merchants Bancshares (MD)'s basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.56. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.00.

Farmers and Merchants Bancshares (MD)'s EPS (Diluted) for the three months ended in Mar. 2026 was $0.56. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.00.

Farmers and Merchants Bancshares (MD)'s EPS without NRI for the three months ended in Mar. 2026 was $0.56. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 2.00.

During the past 12 months, Farmers and Merchants Bancshares (MD)'s average EPS without NRIGrowth Rate was 48.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was -12.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 7.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 10 years, Farmers and Merchants Bancshares (MD)'s highest 3-Year average EPS without NRI Growth Rate was 79.00% per year. The lowest was -20.20% per year. And the median was 18.50% per year.

Farmers and Merchants Bancshares (MD) (OTCPK:FMFG) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Farmers and Merchants Bancshares (MD) EPS (Basic) Related Terms

Farmers and Merchants Bancshares (MD) EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Farmers and Merchants Bancshares (MD)'s EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers and Merchants Bancshares (MD) EPS (Basic) Chart

Farmers and Merchants Bancshares (MD) Annual Data

Trend

Dec02

Dec03

Dec04

Dec05

Dec06

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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2.70

2.66

2.08

1.37

1.81

Farmers and Merchants Bancshares (MD) Quarterly Data
	Jun07	Sep07	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.37	0.38	0.53	0.53	0.56

64GF Score

Farmers and Merchants Bancshares Inc (MD) FMFG

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Farmers and Merchants Bancshares (MD) EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Farmers and Merchants Bancshares (MD)'s Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(5.766	-	0)	/	3.188
	=	1.81

Farmers and Merchants Bancshares (MD)'s Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(1.825	-	0)	/	3.235
	=	0.56

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.00

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $2.00 mean?

Farmers and Merchants Bancshares (MD) (FMFG) has a EPS (Basic) of $2.00 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Farmers and Merchants Bancshares (MD) and its competitors.

Is Farmers and Merchants Bancshares (MD)'s EPS (Basic) too high?

Farmers and Merchants Bancshares (MD)'s current EPS (Basic) is $2.00. Overall, Farmers and Merchants Bancshares (MD) has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Farmers and Merchants Bancshares (MD)'s EPS (Basic) compare to FFBW and BBBK?

Farmers and Merchants Bancshares (MD)'s EPS (Basic) of $2.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Farmers and Merchants Bancshares (MD) and its competitors. Farmers and Merchants Bancshares (MD)'s current EPS (Basic) is $2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Farmers and Merchants Bancshares (MD) stock overvalued right now?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) (FMFG) is currently considered Fairly Valued. The stock's GF Value™ is $18.78, compared to a current price of $17.75 — trading 5.5% below its estimated fair value. The current EPS (Basic) is $2.00. Farmers and Merchants Bancshares (MD)'s overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Farmers and Merchants Bancshares (MD) (FMFG), the current EPS (Basic) is $2.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (MD) (FMFG) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) stock appears to be undervalued. The current stock price of $17.75 is trading 5.5% below its estimated GF Value™ of $18.78. GuruFocus considers Farmers and Merchants Bancshares (MD) to be Fairly Valued.

Key valuation signals for FMFG:

EPS (Basic): $2.00
GF Value™: $18.78 vs. price of $17.75 (5.5% below fair value)
GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FMFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers and Merchants Bancshares (MD) Business Description

Industry Financial Services Banks

Comparable Companies FFBW BBBK STBI BCOW BSPA LSFG MBKL CEFC FFWC NEFB SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 4510 Lower Beckleysville Road, Suite H, Hampstead, MD, USA, 21074

Website https://www.fmb1919.bank

Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.

64GF Score

Get the complete analysis for FMFG

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.75

Price

$18.78

GF Value

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