FMFG (Farmers and Merchants Bancshares (MD)) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 26, 2026)


FMFG Farmers and Merchants Bancshares Inc (MD) FMFG
64 GF Score
Price $17.75
GF Value $18.78
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Farmers and Merchants Bancshares (MD) Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Farmers and Merchants Bancshares (MD)'s Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FMFG vs FFBW, BBBK, STBI: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Farmers and Merchants Bancshares (MD)'s Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Farmers and Merchants Bancshares (MD) Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Farmers and Merchants Bancshares (MD)'s Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Farmers and Merchants Bancshares (MD)'s Margin of Safety % (DCF Earnings Based) falls into.


FMFG
64GF Score
Farmers and Merchants Bancshares Inc (MD) FMFG
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Farmers and Merchants Bancshares (MD) (FMFG) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) stock appears to be undervalued. The current stock price of $17.75 is trading 5.5% below its estimated GF Value™ of $18.78. GuruFocus considers Farmers and Merchants Bancshares (MD) to be Fairly Valued.

Key valuation signals for FMFG:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $18.78 vs. price of $17.75 (5.5% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FMFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers and Merchants Bancshares (MD) Business Description

Address 4510 Lower Beckleysville Road, Suite H, Hampstead, MD, USA, 21074
Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.
64GF Score

Get the complete analysis for FMFG

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.75
Price
$18.78
GF Value