FMFG (Farmers and Merchants Bancshares (MD)) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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FMFG Farmers and Merchants Bancshares Inc (MD) FMFG
64 GF Score
Price $18.80
GF Value $18.77
Valuation Fairly Valued
! 5 Warning Signs
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What is Farmers and Merchants Bancshares (MD) ROC (Joel Greenblatt) %?

Farmers and Merchants Bancshares (MD) FMFG 64 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FMFG with a GF Score™ of 64/100 and a GF Value™ of $18.77 (Fairly Valued). The stock has 5 warning signs investors should review. Among 46 Banks companies, Farmers and Merchants Bancshares (MD) ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FMFG
64GF Score
Farmers and Merchants Bancshares Inc (MD) FMFG
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Farmers and Merchants Bancshares (MD) (FMFG) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Farmers and Merchants Bancshares (MD) and its competitors. According to the industry distribution chart, Farmers and Merchants Bancshares (MD) ranks #999999 out of 46 companies in the Banks industry.
Is Farmers and Merchants Bancshares (MD)'s ROC (Joel Greenblatt) % too high?
Farmers and Merchants Bancshares (MD)'s current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Farmers and Merchants Bancshares (MD) ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Farmers and Merchants Bancshares (MD) has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Farmers and Merchants Bancshares (MD)'s ROC (Joel Greenblatt) % compare to BAOB and CEFC?
According to the Banks industry distribution chart, Farmers and Merchants Bancshares (MD) ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Farmers and Merchants Bancshares (MD) in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Farmers and Merchants Bancshares (MD) and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Farmers and Merchants Bancshares (MD)'s current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers and Merchants Bancshares (MD) stock overvalued right now?
Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) (FMFG) is currently considered Fairly Valued. The stock's GF Value™ is $18.77, compared to a current price of $18.80 — trading 0.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Farmers and Merchants Bancshares (MD)'s overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Farmers and Merchants Bancshares (MD) (FMFG), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (MD) (FMFG) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) stock appears to be overvalued. The current stock price of $18.80 is trading 0.2% above its estimated GF Value™ of $18.77. GuruFocus considers Farmers and Merchants Bancshares (MD) to be Fairly Valued.

Key valuation signals for FMFG:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $18.77 vs. price of $18.80 (0.2% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the FMFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers and Merchants Bancshares (MD) Business Description

Address 4510 Lower Beckleysville Road, Suite H, Hampstead, MD, USA, 21074
Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.
64GF Score

Get the complete analysis for FMFG

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.80
Price
$18.77
GF Value