FMFG (Farmers and Merchants Bancshares (MD)) Total Assets: $862.93 Mil (As of Mar. 2026)


FMFG Farmers and Merchants Bancshares Inc (MD) FMFG
61 GF Score
Price $19.00
GF Value $18.78
Valuation Fairly Valued
! 4 Warning Signs
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What is Farmers and Merchants Bancshares (MD) Total Assets?

Farmers and Merchants Bancshares (MD) FMFG 61 Total Assets is $862.93 Mil as of Mar. 2026. GuruFocus rates FMFG with a GF Score™ of 61/100 and a GF Value™ of $18.78 (Fairly Valued). The stock has 4 warning signs investors should review.

Farmers and Merchants Bancshares (MD)'s Total Assets for the quarter that ended in Mar. 2026 was $862.93 Mil.

Warning Sign:

If a company builds assets at 27% a year, faster than its revenue growth rate of 11.7% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Farmers and Merchants Bancshares (MD)'s average Total Assets Growth Rate was 5.60% per year. During the past 3 years, the average Total Assets Growth Rate was 6.80% per year. During the past 5 years, the average Total Assets Growth Rate was 27.00% per year.

During the past 10 years, Farmers and Merchants Bancshares (MD)'s highest 3-Year average Total Assets Growth Rate was 57.90%. The lowest was 2.80%. And the median was 6.90%.

Total Assets is connected with ROA %. Farmers and Merchants Bancshares (MD)'s annualized ROA % for the quarter that ended in Mar. 2026 was 0.84%. Total Assets is also linked to Revenue through Asset Turnover. Farmers and Merchants Bancshares (MD)'s Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Farmers and Merchants Bancshares (MD)  (OTCPK:FMFG) Total Assets Explanation

Total Assets is connected with ROA %.

Farmers and Merchants Bancshares (MD)'s annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=7.3/( (871.958+862.926)/ 2 )
=7.3/867.442
=0.84 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Farmers and Merchants Bancshares (MD)'s Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=7.034/( (871.958+862.926)/ 2 )
=7.034/867.442
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Farmers and Merchants Bancshares (MD) Total Assets Related Terms

Farmers and Merchants Bancshares (MD) Total Assets Historical Data

* Premium members only.

The historical data trend for Farmers and Merchants Bancshares (MD)'s Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers and Merchants Bancshares (MD) Total Assets Chart

Farmers and Merchants Bancshares (MD) Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 716.68 718.21 799.94 844.64 871.96

Farmers and Merchants Bancshares (MD) Quarterly Data
Jun07 Sep07 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 817.56 842.22 869.63 871.96 862.93
FMFG
61GF Score
Farmers and Merchants Bancshares Inc (MD) FMFG
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers and Merchants Bancshares (MD) Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Farmers and Merchants Bancshares (MD)'s Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=64.66+807.298
=871.96

Farmers and Merchants Bancshares (MD)'s Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=66.101+796.825
=862.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $862.93 Mil mean?
Farmers and Merchants Bancshares (MD) (FMFG) has a Total Assets of $862.93 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Farmers and Merchants Bancshares (MD) and its competitors.
Is Farmers and Merchants Bancshares (MD)'s Total Assets too high?
Farmers and Merchants Bancshares (MD)'s current Total Assets is $862.93 Mil. Overall, Farmers and Merchants Bancshares (MD) has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Farmers and Merchants Bancshares (MD)'s Total Assets compare to BAOB and CEFC?
Farmers and Merchants Bancshares (MD)'s Total Assets of $862.93 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Farmers and Merchants Bancshares (MD) and its competitors. Farmers and Merchants Bancshares (MD)'s current Total Assets is $862.93 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers and Merchants Bancshares (MD) stock overvalued right now?
Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) (FMFG) is currently considered Fairly Valued. The stock's GF Value™ is $18.78, compared to a current price of $19.00 — trading 1.2% above its estimated fair value. The current Total Assets is $862.93 Mil. Farmers and Merchants Bancshares (MD)'s overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Farmers and Merchants Bancshares (MD) (FMFG), the current Total Assets is $862.93 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (MD) (FMFG) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) stock appears to be overvalued. The current stock price of $19.00 is trading 1.2% above its estimated GF Value™ of $18.78. GuruFocus considers Farmers and Merchants Bancshares (MD) to be Fairly Valued.

Key valuation signals for FMFG:

  • Total Assets: $862.93 Mil
  • GF Value™: $18.78 vs. price of $19.00 (1.2% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the FMFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers and Merchants Bancshares (MD) Business Description

Address 4510 Lower Beckleysville Road, Suite H, Hampstead, MD, USA, 21074
Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.
61GF Score

Get the complete analysis for FMFG

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.00
Price
$18.78
GF Value