FMFG (Farmers and Merchants Bancshares (MD)) Quick Ratio

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FMFG Farmers and Merchants Bancshares Inc (MD) FMFG
63 GF Score
Price $18.80
GF Value $18.77
Valuation Fairly Valued
! 5 Warning Signs
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What is Farmers and Merchants Bancshares (MD) Quick Ratio?

GuruFocus does not calculate Quick Ratio for banks and insurance companies.

FMFG
63GF Score
Farmers and Merchants Bancshares Inc (MD) FMFG
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Farmers and Merchants Bancshares (MD) (FMFG) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) stock appears to be overvalued. The current stock price of $18.80 is trading 0.2% above its estimated GF Value™ of $18.77. GuruFocus considers Farmers and Merchants Bancshares (MD) to be Fairly Valued.

Key valuation signals for FMFG:

  • Quick Ratio:
  • GF Value™: $18.77 vs. price of $18.80 (0.2% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the FMFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Farmers and Merchants Bancshares (MD) Business Description

Address 4510 Lower Beckleysville Road, Suite H, Hampstead, MD, USA, 21074
Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.
63GF Score

Get the complete analysis for FMFG

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.80
Price
$18.77
GF Value