FMFG (Farmers and Merchants Bancshares (MD)) Total Liabilities: $796.83 Mil (As of Mar. 2026)


FMFG Farmers and Merchants Bancshares Inc (MD) FMFG
61 GF Score
Price $19.00
GF Value $18.78
Valuation Fairly Valued
! 4 Warning Signs
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What is Farmers and Merchants Bancshares (MD) Total Liabilities?

Farmers and Merchants Bancshares (MD) FMFG 61 Total Liabilities is $796.83 Mil as of Mar. 2026. GuruFocus rates FMFG with a GF Score™ of 61/100 and a GF Value™ of $18.78 (Fairly Valued). The stock has 4 warning signs investors should review.

Farmers and Merchants Bancshares (MD)'s Total Liabilities for the quarter that ended in Mar. 2026 was $796.83 Mil.

Farmers and Merchants Bancshares (MD)'s quarterly Total Liabilities increased from Sep. 2025 ($806.47 Mil) to Dec. 2025 ($807.30 Mil) but then declined from Dec. 2025 ($807.30 Mil) to Mar. 2026 ($796.83 Mil).

Farmers and Merchants Bancshares (MD)'s annual Total Liabilities increased from Dec. 2023 ($747.76 Mil) to Dec. 2024 ($788.37 Mil) and increased from Dec. 2024 ($788.37 Mil) to Dec. 2025 ($807.30 Mil).

Farmers and Merchants Bancshares (MD) Total Liabilities Related Terms

Farmers and Merchants Bancshares (MD) Total Liabilities Historical Data

* Premium members only.

The historical data trend for Farmers and Merchants Bancshares (MD)'s Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers and Merchants Bancshares (MD) Total Liabilities Chart

Farmers and Merchants Bancshares (MD) Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 660.06 670.44 747.76 788.37 807.30

Farmers and Merchants Bancshares (MD) Quarterly Data
Jun07 Sep07 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 759.01 781.97 806.47 807.30 796.83
FMFG
61GF Score
Farmers and Merchants Bancshares Inc (MD) FMFG
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers and Merchants Bancshares (MD) Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Farmers and Merchants Bancshares (MD)'s Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=871.958-64.66
=807.30

Farmers and Merchants Bancshares (MD)'s Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=862.926-66.101
=796.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $796.83 Mil mean?
Farmers and Merchants Bancshares (MD) (FMFG) has a Total Liabilities of $796.83 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Farmers and Merchants Bancshares (MD) and its competitors.
Is Farmers and Merchants Bancshares (MD)'s Total Liabilities too high?
Farmers and Merchants Bancshares (MD)'s current Total Liabilities is $796.83 Mil. Overall, Farmers and Merchants Bancshares (MD) has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Farmers and Merchants Bancshares (MD)'s Total Liabilities compare to BAOB and CEFC?
Farmers and Merchants Bancshares (MD)'s Total Liabilities of $796.83 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Farmers and Merchants Bancshares (MD) and its competitors. Farmers and Merchants Bancshares (MD)'s current Total Liabilities is $796.83 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers and Merchants Bancshares (MD) stock overvalued right now?
Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) (FMFG) is currently considered Fairly Valued. The stock's GF Value™ is $18.78, compared to a current price of $19.00 — trading 1.2% above its estimated fair value. The current Total Liabilities is $796.83 Mil. Farmers and Merchants Bancshares (MD)'s overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Farmers and Merchants Bancshares (MD) (FMFG), the current Total Liabilities is $796.83 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (MD) (FMFG) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) stock appears to be overvalued. The current stock price of $19.00 is trading 1.2% above its estimated GF Value™ of $18.78. GuruFocus considers Farmers and Merchants Bancshares (MD) to be Fairly Valued.

Key valuation signals for FMFG:

  • Total Liabilities: $796.83 Mil
  • GF Value™: $18.78 vs. price of $19.00 (1.2% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the FMFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers and Merchants Bancshares (MD) Business Description

Address 4510 Lower Beckleysville Road, Suite H, Hampstead, MD, USA, 21074
Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.
61GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.00
Price
$18.78
GF Value