FMFG (Farmers and Merchants Bancshares (MD)) SpecialCharges: $0.00 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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FMFG Farmers and Merchants Bancshares Inc (MD) FMFG
64 GF Score
Price $18.80
GF Value $18.77
Valuation Fairly Valued
! 5 Warning Signs
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What is Farmers and Merchants Bancshares (MD) SpecialCharges?

Farmers and Merchants Bancshares (MD) FMFG 64 SpecialCharges is $0.00 Mil as of Mar. 2026. GuruFocus rates FMFG with a GF Score™ of 64/100 and a GF Value™ of $18.77 (Fairly Valued). The stock has 5 warning signs investors should review.

Farmers and Merchants Bancshares (MD)'s special charges for the three months ended in Mar. 2026 was $0.00 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil.


Farmers and Merchants Bancshares (MD) SpecialCharges Historical Data

* Premium members only.

The historical data trend for Farmers and Merchants Bancshares (MD)'s SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers and Merchants Bancshares (MD) SpecialCharges Chart

Farmers and Merchants Bancshares (MD) Annual Data
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Farmers and Merchants Bancshares (MD) Quarterly Data
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SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FMFG
64GF Score
Farmers and Merchants Bancshares Inc (MD) FMFG
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers and Merchants Bancshares (MD) SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $0.00 Mil mean?
Farmers and Merchants Bancshares (MD) (FMFG) has a SpecialCharges of $0.00 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Farmers and Merchants Bancshares (MD) and its competitors.
Is Farmers and Merchants Bancshares (MD)'s SpecialCharges too high?
Farmers and Merchants Bancshares (MD)'s current SpecialCharges is $0.00 Mil. Overall, Farmers and Merchants Bancshares (MD) has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Farmers and Merchants Bancshares (MD)'s SpecialCharges compare to BAOB and CEFC?
Farmers and Merchants Bancshares (MD)'s SpecialCharges of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Farmers and Merchants Bancshares (MD) and its competitors. Farmers and Merchants Bancshares (MD)'s current SpecialCharges is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers and Merchants Bancshares (MD) stock overvalued right now?
Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) (FMFG) is currently considered Fairly Valued. The stock's GF Value™ is $18.77, compared to a current price of $18.80 — trading 0.2% above its estimated fair value. The current SpecialCharges is $0.00 Mil. Farmers and Merchants Bancshares (MD)'s overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For Farmers and Merchants Bancshares (MD) (FMFG), the current SpecialCharges is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (MD) (FMFG) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) stock appears to be overvalued. The current stock price of $18.80 is trading 0.2% above its estimated GF Value™ of $18.77. GuruFocus considers Farmers and Merchants Bancshares (MD) to be Fairly Valued.

Key valuation signals for FMFG:

  • SpecialCharges: $0.00 Mil
  • GF Value™: $18.77 vs. price of $18.80 (0.2% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the FMFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Farmers and Merchants Bancshares (MD) Business Description

Address 4510 Lower Beckleysville Road, Suite H, Hampstead, MD, USA, 21074
Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.
64GF Score

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SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.80
Price
$18.77
GF Value