HSBC Bank Malta (MAL:HSB) Debt-to-Asset : 0.02 (As of Jun. 2026)

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MAL:HSB HSBC Bank Malta PLC MAL:HSB
50 GF Score
Price €1.50
GF Value €1.30
Valuation Modestly Overvalued
! 6 Warning Signs
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What is HSBC Bank Malta Debt-to-Asset?

HSBC Bank Malta MAL:HSB 50 Debt-to-Asset is 0.02 as of Jun. 2026. GuruFocus rates MAL:HSB with a GF Score™ of 50/100 and a GF Value™ of €1.30 (Modestly Overvalued). The stock has 6 warning signs investors should review.

HSBC Bank Malta's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.0 Mil. HSBC Bank Malta's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €185.0 Mil. HSBC Bank Malta's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was €7,880.3 Mil. HSBC Bank Malta's debt to asset for the quarter that ended in Jun. 2026 was 0.02.

HSBC Bank Malta  (MAL:HSB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

HSBC Bank Malta Debt-to-Asset Related Terms

HSBC Bank Malta Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for HSBC Bank Malta's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HSBC Bank Malta Debt-to-Asset Chart

HSBC Bank Malta Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.03

HSBC Bank Malta Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.03 0.03 0.02

MAL:HSB vs USB, PNC: Debt-to-Asset Comparison

For the Banks - Regional subindustry, HSBC Bank Malta's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HSBC Bank Malta Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, HSBC Bank Malta's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where HSBC Bank Malta's Debt-to-Asset falls into.


MAL:HSB
50GF Score
HSBC Bank Malta PLC MAL:HSB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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HSBC Bank Malta Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

HSBC Bank Malta's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 217.164) / 8151.127
=0.03

HSBC Bank Malta's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 185) / 7880.322
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.02 mean?
HSBC Bank Malta (MAL:HSB) has a Debt-to-Asset of 0.02 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on HSBC Bank Malta and its competitors.
Is HSBC Bank Malta's Debt-to-Asset too high?
HSBC Bank Malta's current Debt-to-Asset is 0.02. Overall, HSBC Bank Malta has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HSBC Bank Malta's Debt-to-Asset compare to USB and PNC?
HSBC Bank Malta's Debt-to-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on HSBC Bank Malta and its competitors. HSBC Bank Malta's current Debt-to-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HSBC Bank Malta stock overvalued right now?
Based on GuruFocus' analysis, HSBC Bank Malta (MAL:HSB) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.30, compared to a current price of €1.50 — trading 15.4% above its estimated fair value. The current Debt-to-Asset is 0.02. HSBC Bank Malta's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For HSBC Bank Malta (MAL:HSB), the current Debt-to-Asset is 0.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HSBC Bank Malta (MAL:HSB) Overvalued in 2026?

Based on GuruFocus' analysis, HSBC Bank Malta stock appears to be overvalued. The current stock price of €1.50 is trading 15.4% above its estimated GF Value™ of €1.30. GuruFocus considers HSBC Bank Malta to be Modestly Overvalued.

Key valuation signals for MAL:HSB:

  • Debt-to-Asset: 0.02
  • GF Value™: €1.30 vs. price of €1.50 (15.4% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the MAL:HSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HSBC Bank Malta Business Description

Address 116 Archbishop Street, Valletta, MLT, VLT 1444
HSBC Bank Malta PLC is a member of the HSBC Group. The Bank provides a comprehensive range of financial services designed to meet the expanding requirements of its large client base of personal and corporate customers. The company's operating segments include Wealth and Personal Banking, Commercial Banking, and Global Markets. It derives maximum revenue from the Wealth and Personal Banking segment, which caters to individual customers, offering personal banking products (current and savings accounts, mortgages and personal loans, credit cards, debit cards, etc.) and wealth management services (insurance and investment products, asset management services, and financial planning services).
50GF Score

Get the complete analysis for MAL:HSB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.50
Price
€1.30
GF Value