HSBC Bank Malta (MAL:HSB) EPS without NRI: €0.20 (TTM As of Dec. 2025)


MAL:HSB HSBC Bank Malta PLC MAL:HSB
53 GF Score
Price €1.42
GF Value €1.32
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is HSBC Bank Malta EPS without NRI?

HSBC Bank Malta MAL:HSB -0.70% 53 EPS without NRI is €0.20 as of Dec. 2025. GuruFocus rates MAL:HSB with a GF Score™ of 53/100 and a GF Value™ of €1.32 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,415 Banks companies, HSBC Bank Malta ranks better than 82.9% on this metric.

HSBC Bank Malta's earnings per share without non-recurring items for the six months ended in Dec. 2025 was €0.09. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was €0.20.

During the past 12 months, HSBC Bank Malta's average earnings per share (NRI) Growth Rate was -28.30% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 25.20% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 60.80% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 10.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for HSBC Bank Malta's EPS without NRI or its related term are showing as below:

MAL:HSB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -35.9   Med: -3.5   Max: 116
Current: 25.2

During the past 13 years, HSBC Bank Malta's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 116.00% per year. The lowest was -35.90% per year. And the median was -3.50% per year.

MAL:HSB's 3-Year EPS without NRI Growth Rate is ranked better than
82.9% of 1415 companies
in the Banks industry
Industry Median: 7.2 vs MAL:HSB: 25.20

HSBC Bank Malta's EPS (Diluted) for the six months ended in Dec. 2025 was €0.09. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.20.

HSBC Bank Malta's EPS (Basic) for the six months ended in Dec. 2025 was €0.09. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.20.


HSBC Bank Malta  (MAL:HSB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


HSBC Bank Malta EPS without NRI Related Terms


HSBC Bank Malta EPS without NRI Historical Data

* Premium members only.

The historical data trend for HSBC Bank Malta's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HSBC Bank Malta EPS without NRI Chart

HSBC Bank Malta Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.10 0.24 0.28 0.20

HSBC Bank Malta Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.14 0.14 0.11 0.09

MAL:HSB vs PNC, USB: EPS without NRI Comparison

For the Banks - Regional subindustry, HSBC Bank Malta's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HSBC Bank Malta PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, HSBC Bank Malta's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where HSBC Bank Malta's PE Ratio without NRI falls into.


MAL:HSB
53GF Score
HSBC Bank Malta PLC MAL:HSB
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HSBC Bank Malta EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of €0.20 mean?
HSBC Bank Malta (MAL:HSB) has a EPS without NRI of €0.20 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on HSBC Bank Malta and its competitors. According to the industry distribution chart, HSBC Bank Malta ranks #242 out of 1415 companies in the Banks industry, placing it in the top 17.1%.
Is HSBC Bank Malta's EPS without NRI too high?
HSBC Bank Malta's current EPS without NRI is €0.20. Based on the distribution chart, HSBC Bank Malta ranks #242 out of 1415 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, HSBC Bank Malta has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does HSBC Bank Malta's EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, HSBC Bank Malta ranks #242 out of 1415 companies for EPS without NRI. This places HSBC Bank Malta in the top 17% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.20, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on HSBC Bank Malta and its competitors. For the Banks industry, the median EPS without NRI is 7.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HSBC Bank Malta's current EPS without NRI is €0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HSBC Bank Malta stock overvalued right now?
Based on GuruFocus' analysis, HSBC Bank Malta (MAL:HSB) is currently considered Fairly Valued. The stock's GF Value™ is €1.32, compared to a current price of €1.42 — trading 7.6% above its estimated fair value. The current EPS without NRI is €0.20. HSBC Bank Malta's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For HSBC Bank Malta (MAL:HSB), the current EPS without NRI is €0.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HSBC Bank Malta (MAL:HSB) Overvalued in 2026?

Based on GuruFocus' analysis, HSBC Bank Malta stock appears to be overvalued. The current stock price of €1.42 is trading 7.6% above its estimated GF Value™ of €1.32. GuruFocus considers HSBC Bank Malta to be Fairly Valued.

Key valuation signals for MAL:HSB:

  • EPS without NRI: €0.20
  • GF Value™: €1.32 vs. price of €1.42 (7.6% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the MAL:HSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HSBC Bank Malta Business Description

Address 116 Archbishop Street, Valletta, MLT, VLT 1444
HSBC Bank Malta PLC is a member of the HSBC Group. The Bank provides a comprehensive range of financial services designed to meet the expanding requirements of its large client base of personal and corporate customers. The company's operating segments include Wealth and Personal Banking, Commercial Banking, and Global Markets. It derives maximum revenue from the Wealth and Personal Banking segment, which caters to individual customers, offering personal banking products (current and savings accounts, mortgages and personal loans, credit cards, debit cards, etc.) and wealth management services (insurance and investment products, asset management services, and financial planning services).
53GF Score

Get the complete analysis for MAL:HSB

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.42
Price
€1.32
GF Value