HSBC Bank Malta (MAL:HSB) Total Noninterest Expense: €112.7 Mil (As of Dec. 2025)

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MAL:HSB HSBC Bank Malta PLC MAL:HSB
53 GF Score
Price €1.42
GF Value €1.33
Valuation Fairly Valued
! 6 Warning Signs
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What is HSBC Bank Malta Total Noninterest Expense?

HSBC Bank Malta MAL:HSB -0.70% 53 Total Noninterest Expense is €112.7 Mil as of Dec. 2025. GuruFocus rates MAL:HSB with a GF Score™ of 53/100 and a GF Value™ of €1.33 (Fairly Valued). The stock has 6 warning signs investors should review.

HSBC Bank Malta's Total Noninterest Expense for the six months ended in Dec. 2025 was €47.8 Mil. HSBC Bank Malta's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was €112.7 Mil.

HSBC Bank Malta Total Noninterest Expense Related Terms

HSBC Bank Malta Total Noninterest Expense Historical Data

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The historical data trend for HSBC Bank Malta's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HSBC Bank Malta Total Noninterest Expense Chart

HSBC Bank Malta Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 172.50 89.02 137.15 119.63 112.75

HSBC Bank Malta Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 75.93 67.53 51.61 64.87 47.84
MAL:HSB
53GF Score
HSBC Bank Malta PLC MAL:HSB
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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HSBC Bank Malta Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €112.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of €112.7 Mil mean?
HSBC Bank Malta (MAL:HSB) has a Total Noninterest Expense of €112.7 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on HSBC Bank Malta and its competitors.
Is HSBC Bank Malta's Total Noninterest Expense too high?
HSBC Bank Malta's current Total Noninterest Expense is €112.7 Mil. Overall, HSBC Bank Malta has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does HSBC Bank Malta's Total Noninterest Expense compare to PNC and USB?
HSBC Bank Malta's Total Noninterest Expense of €112.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on HSBC Bank Malta and its competitors. HSBC Bank Malta's current Total Noninterest Expense is €112.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HSBC Bank Malta stock overvalued right now?
Based on GuruFocus' analysis, HSBC Bank Malta (MAL:HSB) is currently considered Fairly Valued. The stock's GF Value™ is €1.33, compared to a current price of €1.42 — trading 6.8% above its estimated fair value. The current Total Noninterest Expense is €112.7 Mil. HSBC Bank Malta's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For HSBC Bank Malta (MAL:HSB), the current Total Noninterest Expense is €112.7 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HSBC Bank Malta (MAL:HSB) Overvalued in 2026?

Based on GuruFocus' analysis, HSBC Bank Malta stock appears to be overvalued. The current stock price of €1.42 is trading 6.8% above its estimated GF Value™ of €1.33. GuruFocus considers HSBC Bank Malta to be Fairly Valued.

Key valuation signals for MAL:HSB:

  • Total Noninterest Expense: €112.7 Mil
  • GF Value™: €1.33 vs. price of €1.42 (6.8% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the MAL:HSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HSBC Bank Malta Business Description

Address 116 Archbishop Street, Valletta, MLT, VLT 1444
HSBC Bank Malta PLC is a member of the HSBC Group. The Bank provides a comprehensive range of financial services designed to meet the expanding requirements of its large client base of personal and corporate customers. The company's operating segments include Wealth and Personal Banking, Commercial Banking, and Global Markets. It derives maximum revenue from the Wealth and Personal Banking segment, which caters to individual customers, offering personal banking products (current and savings accounts, mortgages and personal loans, credit cards, debit cards, etc.) and wealth management services (insurance and investment products, asset management services, and financial planning services).
53GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.42
Price
€1.33
GF Value