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HSBC Bank Malta (MAL:HSB) Intrinsic Value: Projected FCF : €8.45 (As of Jun. 22, 2025)


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What is HSBC Bank Malta Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2025-06-22), HSBC Bank Malta's Intrinsic Value: Projected FCF is €8.45. The stock price of HSBC Bank Malta is €1.38. Therefore, HSBC Bank Malta's Price-to-Intrinsic-Value-Projected-FCF of today is 0.2.

The historical rank and industry rank for HSBC Bank Malta's Intrinsic Value: Projected FCF or its related term are showing as below:

MAL:HSB' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.14   Med: 0.41   Max: 1.29
Current: 0.16

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of HSBC Bank Malta was 1.29. The lowest was 0.14. And the median was 0.41.

MAL:HSB's Price-to-Projected-FCF is ranked better than
87.95% of 1228 companies
in the Banks industry
Industry Median: 0.49 vs MAL:HSB: 0.16

HSBC Bank Malta Intrinsic Value: Projected FCF Historical Data

The historical data trend for HSBC Bank Malta's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HSBC Bank Malta Intrinsic Value: Projected FCF Chart

HSBC Bank Malta Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 2.59 5.06 5.72 8.45

HSBC Bank Malta Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.06 - 5.72 - 8.45

Competitive Comparison of HSBC Bank Malta's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, HSBC Bank Malta's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HSBC Bank Malta's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, HSBC Bank Malta's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where HSBC Bank Malta's Price-to-Projected-FCF falls into.


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HSBC Bank Malta Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get HSBC Bank Malta's Free Cash Flow(6 year avg) = €251.39.

HSBC Bank Malta's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec24)*0.8)/Shares Outstanding (Diluted Average)
=(10.195616806174*251.38628571429+600.922*0.8)/360.306
=8.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


HSBC Bank Malta  (MAL:HSB) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

HSBC Bank Malta's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=1.38/8.4477522979643
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


HSBC Bank Malta Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of HSBC Bank Malta's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


HSBC Bank Malta Business Description

Industry
Traded in Other Exchanges
N/A
Address
116 Archbishop Street, Valletta, MLT, VLT 1444
HSBC Bank Malta PLC is a member of the HSBC Group. The Bank provides a comprehensive range of financial services designed to meet the expanding requirements of its large client base of personal and corporate customers. The company's operating segments include Wealth and Personal Banking, Commercial Banking, and Global Markets. It derives maximum revenue from the Wealth and Personal Banking segment, which caters to individual customers, offering personal banking products (current and savings accounts, mortgages and personal loans, credit cards, debit cards, etc.) and wealth management services (insurance and investment products, asset management services, and financial planning services).

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