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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, HSBC Bank Malta's Enterprise Value is €-464.7 Mil.
HSBC Bank Malta's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €267.2 Mil. Therefore, HSBC Bank Malta's EV-to-OCF for today is -1.74.
The historical rank and industry rank for HSBC Bank Malta's EV-to-OCF or its related term are showing as below:
MAL:HSB'
s EV-to-OCF Range Over the Past 10 Years
Min: -10.71 Med: -1.67 Max: 45.93
Current: -1.74
During the past 13 years, the highest EV-to-OCF of HSBC Bank Malta was 45.93. The lowest was -10.71. And the median was -1.67.
MAL:HSB's EV-to-OCF is ranked better than 77.14% of 1496
companies
in the Banks industry
Industry Median: 3.88
vs MAL:HSB: -1.74
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
HSBC Bank Malta's PE Ratio (TTM) for today is calculated as:
HSBC Bank Malta's share price for today is €1.45.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. HSBC Bank Malta's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.170.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
HSBC Bank Malta EV-to-OCF Related Terms
HSBC Bank Malta EV-to-OCF Historical Data
* Premium members only.
The historical data trend for HSBC Bank Malta's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, HSBC Bank Malta's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HSBC Bank Malta EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, HSBC Bank Malta's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where HSBC Bank Malta's EV-to-OCF falls into.
HSBC Bank Malta's current Enterprise Value is €-464.7 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. HSBC Bank Malta's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €267.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HSBC Bank Malta (MAL:HSB) has a EV-to-OCF of -1.74 as of Aug. 14, 2026. According to the industry distribution chart, HSBC Bank Malta ranks #342 out of 1496 companies in the Banks industry, placing it in the top 22.9%.
Is HSBC Bank Malta's EV-to-OCF too high?
HSBC Bank Malta's current EV-to-OCF is -1.74. Based on the distribution chart, HSBC Bank Malta ranks #342 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, HSBC Bank Malta has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HSBC Bank Malta's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, HSBC Bank Malta ranks #342 out of 1496 companies for EV-to-OCF. This places HSBC Bank Malta in the top 23% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.88, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HSBC Bank Malta's current EV-to-OCF is -1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HSBC Bank Malta stock overvalued right now?
Based on GuruFocus' analysis, HSBC Bank Malta (MAL:HSB) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.29, compared to a current price of €1.45 — trading 12.4% above its estimated fair value. The current EV-to-OCF is -1.74. HSBC Bank Malta's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For HSBC Bank Malta (MAL:HSB), the current EV-to-OCF is -1.74 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HSBC Bank Malta (MAL:HSB) Overvalued in 2026?
Based on GuruFocus' analysis, HSBC Bank Malta stock appears to be overvalued.
The current stock price of €1.45 is trading 12.4% above its estimated GF Value™ of €1.29.
GuruFocus considers HSBC Bank Malta to be Modestly Overvalued.
Key valuation signals for MAL:HSB:
EV-to-OCF: -1.74
GF Value™: €1.29 vs. price of €1.45 (12.4% above fair value)
No single metric tells the full story. See the MAL:HSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HSBC Bank Malta PLC is a member of the HSBC Group. The Bank provides a comprehensive range of financial services designed to meet the expanding requirements of its large client base of personal and corporate customers. The company's operating segments include Wealth and Personal Banking, Commercial Banking, and Global Markets. It derives maximum revenue from the Wealth and Personal Banking segment, which caters to individual customers, offering personal banking products (current and savings accounts, mortgages and personal loans, credit cards, debit cards, etc.) and wealth management services (insurance and investment products, asset management services, and financial planning services).
53GF Score
Get the complete analysis for MAL:HSB
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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