HSBC Bank MaltaMAL:HSB -0.70%53 FCF Yield % is 72.11 as of Jun. 30, 2026, which is 151% above its 10-year median of 28.76. GuruFocus rates MAL:HSB with a GF Score™ of 53/100 and a GF Value™ of €1.31 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,507 Banks companies, HSBC Bank Malta ranks better than 91.17% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
HSBC Bank Malta FCF Yield % Related Terms
HSBC Bank Malta FCF Yield % Historical Data
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The historical data trend for HSBC Bank Malta's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, HSBC Bank Malta's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HSBC Bank Malta FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, HSBC Bank Malta's FCF Yield % distribution charts can be found below:
* The bar in red indicates where HSBC Bank Malta's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HSBC Bank Malta (MAL:HSB) has a FCF Yield % of 72.11 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on HSBC Bank Malta and its competitors. This is 151% above median its historical median of 28.76. According to the industry distribution chart, HSBC Bank Malta ranks #133 out of 1507 companies in the Banks industry, placing it in the top 8.8%.
Is HSBC Bank Malta's FCF Yield % too high?
HSBC Bank Malta's current FCF Yield % of 72.11 is 151% above median its 10-year median of 28.76. The Banks industry median FCF Yield % is 8.18. HSBC Bank Malta's value of 72.11 is 781.5% above this industry median. Based on the distribution chart, HSBC Bank Malta ranks #133 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, HSBC Bank Malta has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does HSBC Bank Malta's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, HSBC Bank Malta ranks #133 out of 1507 companies for FCF Yield %. This places HSBC Bank Malta in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.18. HSBC Bank Malta's value of 72.11 is 781.5% above this benchmark. While the company's 10-year median is 28.76 vs. the industry median of 8.18, HSBC Bank Malta has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HSBC Bank Malta's current FCF Yield % of 72.11 is 781.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on HSBC Bank Malta and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HSBC Bank Malta's current FCF Yield % is 72.11, which is 151% above median its own 10-year median of 28.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HSBC Bank Malta stock overvalued right now?
Based on GuruFocus' analysis, HSBC Bank Malta (MAL:HSB) is currently considered Fairly Valued. The stock's GF Value™ is €1.31, compared to a current price of €1.42 — trading 8.4% above its estimated fair value. The current FCF Yield % is 72.11, which is 151% above median its 10-year median of 28.76 and 781.5% above the Banks industry median of 8.18. HSBC Bank Malta's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For HSBC Bank Malta (MAL:HSB), the current FCF Yield % is 72.11 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HSBC Bank Malta (MAL:HSB) Overvalued in 2026?
Based on GuruFocus' analysis, HSBC Bank Malta stock appears to be overvalued.
The current stock price of €1.42 is trading 8.4% above its estimated GF Value™ of €1.31.
GuruFocus considers HSBC Bank Malta to be Fairly Valued.
Key valuation signals for MAL:HSB:
FCF Yield %: 72.11 (151% above median its 10-year median of 28.76)
GF Value™: €1.31 vs. price of €1.42 (8.4% above fair value)
Industry Position: 781.5% above the Banks median (#133 of 1507)
No single metric tells the full story. See the MAL:HSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HSBC Bank Malta PLC is a member of the HSBC Group. The Bank provides a comprehensive range of financial services designed to meet the expanding requirements of its large client base of personal and corporate customers. The company's operating segments include Wealth and Personal Banking, Commercial Banking, and Global Markets. It derives maximum revenue from the Wealth and Personal Banking segment, which caters to individual customers, offering personal banking products (current and savings accounts, mortgages and personal loans, credit cards, debit cards, etc.) and wealth management services (insurance and investment products, asset management services, and financial planning services).
53GF Score
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