HSBC Bank Malta (MAL:HSB) Enterprise Value: €-568.9 Mil (As of Jun. 30, 2026) ***


MAL:HSB HSBC Bank Malta PLC MAL:HSB
53 GF Score
Price €1.42
GF Value €1.31
Valuation Fairly Valued
! 6 Warning Signs
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What is HSBC Bank Malta Enterprise Value?

HSBC Bank Malta MAL:HSB -0.70% 53 Enterprise Value is €-568.9 Mil as of Jun. 30, 2026. GuruFocus rates MAL:HSB with a GF Score™ of 53/100 and a GF Value™ of €1.31 (Fairly Valued). The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, HSBC Bank Malta's Enterprise Value is €-568.9 Mil. HSBC Bank Malta's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €221.8 Mil. Therefore, HSBC Bank Malta's EV-to-Revenue ratio for today is -2.57.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, HSBC Bank Malta's Enterprise Value is €-568.9 Mil. HSBC Bank Malta's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €383.8 Mil. Therefore, HSBC Bank Malta's EV-to-OCF ratio for today is -1.48.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, HSBC Bank Malta's Enterprise Value is €-568.9 Mil. HSBC Bank Malta's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €369.0 Mil. Therefore, HSBC Bank Malta's EV-to-FCF ratio for today is -1.54.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


HSBC Bank Malta  (MAL:HSB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

HSBC Bank Malta's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-568.933/221.754
=-2.57

HSBC Bank Malta's current Enterprise Value is €-568.9 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. HSBC Bank Malta's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €221.8 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

HSBC Bank Malta's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-568.933/383.837
=-1.48

HSBC Bank Malta's current Enterprise Value is €-568.9 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. HSBC Bank Malta's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €383.8 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

HSBC Bank Malta's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-568.933/368.964
=-1.54

HSBC Bank Malta's current Enterprise Value is €-568.9 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. HSBC Bank Malta's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €369.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


HSBC Bank Malta Enterprise Value Related Terms


HSBC Bank Malta Enterprise Value Historical Data

* Premium members only.

The historical data trend for HSBC Bank Malta's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HSBC Bank Malta Enterprise Value Chart

HSBC Bank Malta Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,044.09 -1,208.53 -1,066.35 -404.37 -568.93

HSBC Bank Malta Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,066.35 -809.23 -404.37 -340.13 -568.93

MAL:HSB vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, HSBC Bank Malta's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HSBC Bank Malta Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, HSBC Bank Malta's Enterprise Value distribution charts can be found below:

* The bar in red indicates where HSBC Bank Malta's Enterprise Value falls into.


MAL:HSB
53GF Score
HSBC Bank Malta PLC MAL:HSB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HSBC Bank Malta Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

HSBC Bank Malta's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

HSBC Bank Malta's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €-568.9 Mil mean?
HSBC Bank Malta (MAL:HSB) has a Enterprise Value of €-568.9 Mil as of Jun. 30, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on HSBC Bank Malta and its competitors.
Is HSBC Bank Malta's Enterprise Value too high?
HSBC Bank Malta's current Enterprise Value is €-568.9 Mil. Overall, HSBC Bank Malta has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does HSBC Bank Malta's Enterprise Value compare to PNC and USB?
HSBC Bank Malta's Enterprise Value of €-568.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on HSBC Bank Malta and its competitors. HSBC Bank Malta's current Enterprise Value is €-568.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HSBC Bank Malta stock overvalued right now?
Based on GuruFocus' analysis, HSBC Bank Malta (MAL:HSB) is currently considered Fairly Valued. The stock's GF Value™ is €1.31, compared to a current price of €1.42 — trading 8.4% above its estimated fair value. The current Enterprise Value is €-568.9 Mil. HSBC Bank Malta's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For HSBC Bank Malta (MAL:HSB), the current Enterprise Value is €-568.9 Mil as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HSBC Bank Malta (MAL:HSB) Overvalued in 2026?

Based on GuruFocus' analysis, HSBC Bank Malta stock appears to be overvalued. The current stock price of €1.42 is trading 8.4% above its estimated GF Value™ of €1.31. GuruFocus considers HSBC Bank Malta to be Fairly Valued.

Key valuation signals for MAL:HSB:

  • Enterprise Value: €-568.9 Mil
  • GF Value™: €1.31 vs. price of €1.42 (8.4% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the MAL:HSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HSBC Bank Malta Business Description

Address 116 Archbishop Street, Valletta, MLT, VLT 1444
HSBC Bank Malta PLC is a member of the HSBC Group. The Bank provides a comprehensive range of financial services designed to meet the expanding requirements of its large client base of personal and corporate customers. The company's operating segments include Wealth and Personal Banking, Commercial Banking, and Global Markets. It derives maximum revenue from the Wealth and Personal Banking segment, which caters to individual customers, offering personal banking products (current and savings accounts, mortgages and personal loans, credit cards, debit cards, etc.) and wealth management services (insurance and investment products, asset management services, and financial planning services).
53GF Score

Get the complete analysis for MAL:HSB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.42
Price
€1.31
GF Value