HSBC Bank MaltaMAL:HSB +0.70%53 Shareholder Yield % is 3.86% as of Dec. 2025, which is 16% above its 10-year median of 3.32. GuruFocus rates MAL:HSB with a GF Score™ of 53/100 and a GF Value™ of €1.32 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, HSBC Bank Malta ranks better than 60.45% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, HSBC Bank Malta's Shareholder Yield % was 3.86%.
HSBC Bank Malta (MAL:HSB) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
HSBC Bank Malta Shareholder Yield % Related Terms
HSBC Bank Malta Shareholder Yield % Historical Data
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The historical data trend for HSBC Bank Malta's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAL:HSB vs PNC, USB: Shareholder Yield % Comparison
For the Banks - Regional subindustry, HSBC Bank Malta's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HSBC Bank Malta Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, HSBC Bank Malta's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where HSBC Bank Malta's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
HSBC Bank Malta (MAL:HSB) has a Shareholder Yield % of 3.86% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on HSBC Bank Malta and its competitors. This is 16% above median its historical median of 3.32. According to the industry distribution chart, HSBC Bank Malta ranks #594 out of 1502 companies in the Banks industry, placing it in the top 39.5%.
Is HSBC Bank Malta's Shareholder Yield % too high?
HSBC Bank Malta's current Shareholder Yield % of 3.86% is 16% above median its 10-year median of 3.32. The Banks industry median Shareholder Yield % is 1.57. HSBC Bank Malta's value of 3.86% is 146.6% above this industry median. Based on the distribution chart, HSBC Bank Malta ranks #594 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, HSBC Bank Malta has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does HSBC Bank Malta's Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, HSBC Bank Malta ranks #594 out of 1502 companies for Shareholder Yield %. This puts HSBC Bank Malta in the upper half of its industry. The industry median Shareholder Yield % is 1.57. HSBC Bank Malta's value of 3.86% is 146.6% above this benchmark. While the company's 10-year median is 3.32 vs. the industry median of 1.57, HSBC Bank Malta has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.57, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HSBC Bank Malta's current Shareholder Yield % of 3.86% is 146.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on HSBC Bank Malta and its competitors. For the Banks industry, the median Shareholder Yield % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HSBC Bank Malta's current Shareholder Yield % is 3.86%, which is 16% above median its own 10-year median of 3.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HSBC Bank Malta stock overvalued right now?
Based on GuruFocus' analysis, HSBC Bank Malta (MAL:HSB) is currently considered Fairly Valued. The stock's GF Value™ is €1.32, compared to a current price of €1.43 — trading 8.3% above its estimated fair value. The current Shareholder Yield % is 3.86%, which is 16% above median its 10-year median of 3.32 and 146.6% above the Banks industry median of 1.57. HSBC Bank Malta's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For HSBC Bank Malta (MAL:HSB), the current Shareholder Yield % is 3.86% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HSBC Bank Malta (MAL:HSB) Overvalued in 2026?
Based on GuruFocus' analysis, HSBC Bank Malta stock appears to be overvalued.
The current stock price of €1.43 is trading 8.3% above its estimated GF Value™ of €1.32.
GuruFocus considers HSBC Bank Malta to be Fairly Valued.
Key valuation signals for MAL:HSB:
Shareholder Yield %: 3.86% (16% above median its 10-year median of 3.32)
GF Value™: €1.32 vs. price of €1.43 (8.3% above fair value)
Industry Position: 146.6% above the Banks median (#594 of 1502)
No single metric tells the full story. See the MAL:HSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HSBC Bank Malta PLC is a member of the HSBC Group. The Bank provides a comprehensive range of financial services designed to meet the expanding requirements of its large client base of personal and corporate customers. The company's operating segments include Wealth and Personal Banking, Commercial Banking, and Global Markets. It derives maximum revenue from the Wealth and Personal Banking segment, which caters to individual customers, offering personal banking products (current and savings accounts, mortgages and personal loans, credit cards, debit cards, etc.) and wealth management services (insurance and investment products, asset management services, and financial planning services).
53GF Score
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