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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Power Finance's Debt-to-EBITDA or its related term are showing as below:
NSE:PFC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 9 Med: 10.64 Max: 17.94
Current: 9
During the past 13 years, the highest Debt-to-EBITDA Ratio of Power Finance was 17.94. The lowest was 9.00. And the median was 10.64.
NSE:PFC's Debt-to-EBITDA is ranked better than 50.35% of 286
companies
in the Credit Services industry
Industry Median: 9.055
vs NSE:PFC: 9.00
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Power Finance Debt-to-EBITDA Related Terms
Power Finance Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Power Finance's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Power Finance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Power Finance Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Power Finance's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Power Finance's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Power Finance (NSE:PFC) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Power Finance. Over the past decade, Power Finance's Debt-to-EBITDA has ranged from 9.00 to 17.94. According to the industry distribution chart, Power Finance ranks #142 out of 286 companies in the Credit Services industry, placing it in the top 49.7%.
Is Power Finance's Debt-to-EBITDA too high?
Power Finance's current Debt-to-EBITDA is 0.00. Over the past 10 years, this metric has ranged from a low of 9.00 to a high of 17.94. Based on the distribution chart, Power Finance ranks #142 out of 286 companies in the Credit Services industry, which is above the industry midpoint. Overall, Power Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Power Finance's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Power Finance ranks #142 out of 286 companies for Debt-to-EBITDA. This puts Power Finance in the upper half of its industry. The industry median Debt-to-EBITDA is 9.06. Historically, Power Finance's own Debt-to-EBITDA has ranged from 9.00 to 17.94 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.06, based on 286 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Power Finance. For the Credit Services industry, the median Debt-to-EBITDA is 9.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Power Finance's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Finance stock overvalued right now?
Based on GuruFocus' analysis, Power Finance (NSE:PFC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹420.56, compared to a current price of ₹378.95 — trading 9.9% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Power Finance's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Power Finance (NSE:PFC), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Power Finance (NSE:PFC) Overvalued in 2026?
Based on GuruFocus' analysis, Power Finance stock appears to be undervalued.
The current stock price of ₹378.95 is trading 9.9% below its estimated GF Value™ of ₹420.56.
GuruFocus considers Power Finance to be Modestly Undervalued.
Key valuation signals for NSE:PFC:
Debt-to-EBITDA: 0.00
GF Value™: ₹420.56 vs. price of ₹378.95 (9.9% below fair value)
No single metric tells the full story. See the NSE:PFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Power Finance Corp Ltd is a financial institution operating in India and dedicated to financing the country's power, logistics, and infrastructure sectors and its various projects. The company serves state power utilities, central power sector utilities, power departments, private power sector utilities, joint sector power utilities, power equipment manufacturers, and municipal power utilities. The company's main products include rupee-term loans, short-term loans, and a buyer line of credit. Interest income is the company's main source of revenue.
78GF Score
Get the complete analysis for NSE:PFC
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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