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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Power Finance's Debt-to-Equity or its related term are showing as below:
NSE:PFC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 7.62 Med: 9.63 Max: 12.62
Current: 7.08
During the past 13 years, the highest Debt-to-Equity Ratio of Power Finance was 12.62. The lowest was 7.62. And the median was 9.63.
NSE:PFC's Debt-to-Equity is ranked worse than 93.39% of 454
companies
in the Credit Services industry
Industry Median: 1.24
vs NSE:PFC: 7.08
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Power Finance Debt-to-Equity Related Terms
Power Finance Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Power Finance's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Power Finance's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Power Finance Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Power Finance's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Power Finance's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Power Finance (NSE:PFC) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Power Finance and its competitors. Over the past decade, Power Finance's Debt-to-Equity has ranged from 7.62 to 12.62. According to the industry distribution chart, Power Finance ranks #424 out of 454 companies in the Credit Services industry, placing it in the top 93.4%.
Is Power Finance's Debt-to-Equity too high?
Power Finance's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 7.62 to a high of 12.62. Based on the distribution chart, Power Finance ranks #424 out of 454 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Power Finance has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Power Finance's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Power Finance ranks #424 out of 454 companies for Debt-to-Equity. This places Power Finance in the lower half of its industry. The industry median Debt-to-Equity is 1.24. Historically, Power Finance's own Debt-to-Equity has ranged from 7.62 to 12.62 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.24, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Power Finance and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Power Finance's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Finance stock overvalued right now?
Based on GuruFocus' analysis, Power Finance (NSE:PFC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹415.22, compared to a current price of ₹352.00 — trading 15.2% below its estimated fair value. The current Debt-to-Equity is 0.00. Power Finance's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Power Finance (NSE:PFC), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Power Finance (NSE:PFC) Overvalued in 2026?
Based on GuruFocus' analysis, Power Finance stock appears to be undervalued.
The current stock price of ₹352.00 is trading 15.2% below its estimated GF Value™ of ₹415.22.
GuruFocus considers Power Finance to be Modestly Undervalued.
Key valuation signals for NSE:PFC:
Debt-to-Equity: 0.00
GF Value™: ₹415.22 vs. price of ₹352.00 (15.2% below fair value)
No single metric tells the full story. See the NSE:PFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Power Finance Corp Ltd is a financial institution operating in India and dedicated to financing the country's power, logistics, and infrastructure sectors and its various projects. The company serves state power utilities, central power sector utilities, power departments, private power sector utilities, joint sector power utilities, power equipment manufacturers, and municipal power utilities. The company's main products include rupee-term loans, short-term loans, and a buyer line of credit. Interest income is the company's main source of revenue.
79GF Score
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