Power Finance (NSE:PFC) Margin of Safety % (DCF Earnings Based): 76.89% (As of Jun. 26, 2026)


NSE:PFC Power Finance Corp Ltd NSE:PFC
70 GF Score
Price ₹432.65
GF Value ₹397.77
Valuation Fairly Valued
! 7 Warning Signs
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What is Power Finance Margin of Safety % (DCF Earnings Based)?

Power Finance NSE:PFC -1.02% 70 Margin of Safety % (DCF Earnings Based) is 76.89% as of Jun. 26, 2026. GuruFocus rates NSE:PFC with a GF Score™ of 70/100 and a GF Value™ of ₹397.77 (Fairly Valued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Power Finance's Predictability Rank is 4.5-Stars. Power Finance's intrinsic value calculated from the Discounted Earnings model is ₹1872.07 and current share price is ₹432.65. Consequently,

Power Finance's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 76.89%.

NSE:PFC vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Power Finance's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Power Finance Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Power Finance's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Power Finance's Margin of Safety % (DCF Earnings Based) falls into.


NSE:PFC
70GF Score
Power Finance Corp Ltd NSE:PFC
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Power Finance Margin of Safety % (DCF Earnings Based) Calculation

Power Finance's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(1872.07-432.65)/1872.07
=76.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 76.89% mean?
Power Finance (NSE:PFC) has a Margin of Safety % (DCF Earnings Based) of 76.89% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Power Finance.
Is Power Finance's Margin of Safety % (DCF Earnings Based) too high?
Power Finance's current Margin of Safety % (DCF Earnings Based) is 76.89%. Overall, Power Finance has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Power Finance's Margin of Safety % (DCF Earnings Based) compare to V and MA?
Power Finance's Margin of Safety % (DCF Earnings Based) of 76.89% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Credit Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Power Finance. Power Finance's current Margin of Safety % (DCF Earnings Based) is 76.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Finance stock overvalued right now?
Based on GuruFocus' analysis, Power Finance (NSE:PFC) is currently considered Fairly Valued. The stock's GF Value™ is ₹397.77, compared to a current price of ₹432.65 — trading 8.8% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 76.89%. Power Finance's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Power Finance (NSE:PFC), the current Margin of Safety % (DCF Earnings Based) is 76.89% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Power Finance (NSE:PFC) Overvalued in 2026?

Based on GuruFocus' analysis, Power Finance stock appears to be overvalued. The current stock price of ₹432.65 is trading 8.8% above its estimated GF Value™ of ₹397.77. GuruFocus considers Power Finance to be Fairly Valued.

Key valuation signals for NSE:PFC:

  • Margin of Safety % (DCF Earnings Based): 76.89%
  • GF Value™: ₹397.77 vs. price of ₹432.65 (8.8% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the NSE:PFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Power Finance Business Description

Other Exchanges 532810:India
Address 1, Barakhamba Lane, Urjanidhi, Connaught Place, New Delhi, IND, 110001
Power Finance Corp Ltd is a financial institution operating in India and dedicated to financing the country's power, logistics, and infrastructure sectors and its various projects. The company serves state power utilities, central power sector utilities, power departments, private power sector utilities, joint sector power utilities, power equipment manufacturers, and municipal power utilities. The company's main products include rupee-term loans, short-term loans, and a buyer line of credit. Interest income is the company's main source of revenue.
70GF Score

Get the complete analysis for NSE:PFC

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹432.65
Price
₹397.77
GF Value