Power Finance (NSE:PFC) Dividend Payout Ratio: 0.34 (As of Mar. 2026) — 42% Above Median


NSE:PFC Power Finance Corp Ltd NSE:PFC
70 GF Score
Price ₹425.80
GF Value ₹394.22
Valuation Fairly Valued
! 7 Warning Signs
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What is Power Finance Dividend Payout Ratio?

Power Finance NSE:PFC -0.99% 70 Dividend Payout Ratio is 0.34 as of Mar. 2026, which is 42% above its 10-year median of 0.24. GuruFocus rates NSE:PFC with a GF Score™ of 70/100 and a GF Value™ of ₹394.22 (Fairly Valued). The stock has 7 warning signs investors should review. Among 194 Credit Services companies, Power Finance ranks better than 64.95% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Power Finance's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.34.

The historical rank and industry rank for Power Finance's Dividend Payout Ratio or its related term are showing as below:

NSE:PFC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.17   Med: 0.24   Max: 0.63
Current: 0.21

During the past 13 years, the highest Dividend Payout Ratio of Power Finance was 0.63. The lowest was 0.17. And the median was 0.24.

NSE:PFC's Dividend Payout Ratio is ranked better than
64.95% of 194 companies
in the Credit Services industry
Industry Median: 0.32 vs NSE:PFC: 0.21

As of today (2026-07-04), the Dividend Yield % of Power Finance is 3.43%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Power Finance was 13.59%. The lowest was 1.98%. And the median was 6.01%.

Power Finance's Dividends per Share for the months ended in Mar. 2026 was ₹7.25.

During the past 12 months, Power Finance's average Dividends Per Share Growth Rate was -13.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 27.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 22.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Power Finance was 27.70% per year. The lowest was 0.80% per year. And the median was 21.35% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Power Finance (NSE:PFC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Power Finance Dividend Payout Ratio Related Terms

Power Finance Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Power Finance's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Power Finance Dividend Payout Ratio Chart

Power Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.17 0.19 0.28 0.21

Power Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.10 0.21 0.19 0.34

NSE:PFC vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Power Finance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Power Finance Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Power Finance's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Power Finance's Dividend Payout Ratio falls into.


NSE:PFC
70GF Score
Power Finance Corp Ltd NSE:PFC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Power Finance Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Power Finance's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=16.65/ 78.533
=0.21

Power Finance's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=7.25/ 21.21
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.34 mean?
Power Finance (NSE:PFC) has a Dividend Payout Ratio of 0.34 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Power Finance and its competitors. This is 42% above median its historical median of 0.24. Over the past decade, Power Finance's Dividend Payout Ratio has ranged from 0.17 to 0.63. According to the industry distribution chart, Power Finance ranks #68 out of 194 companies in the Credit Services industry, placing it in the top 35.1%.
Is Power Finance's Dividend Payout Ratio too high?
Power Finance's current Dividend Payout Ratio of 0.34 is 42% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.63. The Credit Services industry median Dividend Payout Ratio is 0.32. Power Finance's value of 0.34 is 6.3% above this industry median. Based on the distribution chart, Power Finance ranks #68 out of 194 companies in the Credit Services industry, which is above the industry midpoint. Overall, Power Finance has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Power Finance's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Power Finance ranks #68 out of 194 companies for Dividend Payout Ratio. This puts Power Finance in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Power Finance's value of 0.34 is 6.3% above this benchmark. Historically, Power Finance's own Dividend Payout Ratio has ranged from 0.17 to 0.63 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.32, Power Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Power Finance's current Dividend Payout Ratio of 0.34 is 6.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Power Finance and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Power Finance's current Dividend Payout Ratio is 0.34, which is 42% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Finance stock overvalued right now?
Based on GuruFocus' analysis, Power Finance (NSE:PFC) is currently considered Fairly Valued. The stock's GF Value™ is ₹394.22, compared to a current price of ₹425.80 — trading 8% above its estimated fair value. The current Dividend Payout Ratio is 0.34, which is 42% above median its 10-year median of 0.24 and 6.3% above the Credit Services industry median of 0.32. Power Finance's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Power Finance (NSE:PFC), the current Dividend Payout Ratio is 0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Power Finance (NSE:PFC) Overvalued in 2026?

Based on GuruFocus' analysis, Power Finance stock appears to be overvalued. The current stock price of ₹425.80 is trading 8% above its estimated GF Value™ of ₹394.22. GuruFocus considers Power Finance to be Fairly Valued.

Key valuation signals for NSE:PFC:

  • Dividend Payout Ratio: 0.34 (42% above median its 10-year median of 0.24)
  • GF Value™: ₹394.22 vs. price of ₹425.80 (8% above fair value)
  • GF Score™: 70/100 with 7 warning signs
  • Industry Position: 6.3% above the Credit Services median (#68 of 194)

No single metric tells the full story. See the NSE:PFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Power Finance Business Description

Other Exchanges 532810:India
Address 1, Barakhamba Lane, Urjanidhi, Connaught Place, New Delhi, IND, 110001
Power Finance Corp Ltd is a financial institution operating in India and dedicated to financing the country's power, logistics, and infrastructure sectors and its various projects. The company serves state power utilities, central power sector utilities, power departments, private power sector utilities, joint sector power utilities, power equipment manufacturers, and municipal power utilities. The company's main products include rupee-term loans, short-term loans, and a buyer line of credit. Interest income is the company's main source of revenue.
70GF Score

Get the complete analysis for NSE:PFC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹425.80
Price
₹394.22
GF Value