Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Power FinanceNSE:PFC -2.84%78 EV-to-EBIT is 1.44 as of Aug. 20, 2026, which is 86% below its 10-year median of 10.63. GuruFocus rates NSE:PFC with a GF Score™ of 78/100 and a GF Value™ of ₹418.49 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 317 Credit Services companies, Power Finance ranks better than 94.01% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Power Finance's Enterprise Value for the quarter that ended in Jun. 2026 was ₹1,772,107 Mil.
Power Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1,123,810 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Power Finance EV-to-EBIT Related Terms
Power Finance EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Power Finance's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Power Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Power Finance EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Power Finance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Power Finance's EV-to-EBIT falls into.
Power Finance's current Enterprise Value is ₹1,615,453 Mil.
Power Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1,123,810 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Power Finance (NSE:PFC) has a EV-to-EBIT of 1.44 as of Aug. 20, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Power Finance and its competitors. This is 86% below median its historical median of 10.63. Over the past decade, Power Finance's EV-to-EBIT has ranged from 0.38 to 12.04. According to the industry distribution chart, Power Finance ranks #19 out of 317 companies in the Credit Services industry, placing it in the top 6%.
Is Power Finance's EV-to-EBIT too high?
Power Finance's current EV-to-EBIT of 1.44 is 86% below median its 10-year median of 10.63. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 12.04. The Credit Services industry median EV-to-EBIT is 22.09. Power Finance's value of 1.44 is 93.5% below this industry median. Based on the distribution chart, Power Finance ranks #19 out of 317 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Power Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Power Finance's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Power Finance ranks #19 out of 317 companies for EV-to-EBIT. This places Power Finance in the top 6% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 22.09. Power Finance's value of 1.44 is 93.5% below this benchmark. Historically, Power Finance's own EV-to-EBIT has ranged from 0.38 to 12.04 over the past decade. While the company's 10-year median is 10.63 vs. the industry median of 22.09, Power Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.09, based on 317 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Power Finance's current EV-to-EBIT of 1.44 is 93.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Power Finance and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Power Finance's current EV-to-EBIT is 1.44, which is 86% below median its own 10-year median of 10.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Finance stock overvalued right now?
Based on GuruFocus' analysis, Power Finance (NSE:PFC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹418.49, compared to a current price of ₹363.80 — trading 13.1% below its estimated fair value. The current EV-to-EBIT is 1.44, which is 86% below median its 10-year median of 10.63 and 93.5% below the Credit Services industry median of 22.09. Power Finance's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Power Finance (NSE:PFC), the current EV-to-EBIT is 1.44 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Power Finance (NSE:PFC) Overvalued in 2026?
Based on GuruFocus' analysis, Power Finance stock appears to be undervalued.
The current stock price of ₹363.80 is trading 13.1% below its estimated GF Value™ of ₹418.49.
GuruFocus considers Power Finance to be Modestly Undervalued.
Key valuation signals for NSE:PFC:
EV-to-EBIT: 1.44 (86% below median its 10-year median of 10.63)
GF Value™: ₹418.49 vs. price of ₹363.80 (13.1% below fair value)
Industry Position: 93.5% below the Credit Services median (#19 of 317)
No single metric tells the full story. See the NSE:PFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Power Finance Corp Ltd is a financial institution operating in India and dedicated to financing the country's power, logistics, and infrastructure sectors and its various projects. The company serves state power utilities, central power sector utilities, power departments, private power sector utilities, joint sector power utilities, power equipment manufacturers, and municipal power utilities. The company's main products include rupee-term loans, short-term loans, and a buyer line of credit. Interest income is the company's main source of revenue.
78GF Score
Get the complete analysis for NSE:PFC
EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:PFC has been successfully added to your 
