Power FinanceNSE:PFC +1.52%70 Pretax Margin % is 100.67% as of Mar. 2026, which is 15% above its 10-year median of 87.56. GuruFocus rates NSE:PFC with a GF Score™ of 70/100 and a GF Value™ of ₹395.55 (Fairly Valued). The stock has 7 warning signs investors should review. Among 533 Credit Services companies, Power Finance ranks better than 96.06% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Power Finance's Pre-Tax Income for the
three
months ended in Mar. 2026 was ₹110,918 Mil. Power Finance's Revenue for the
three
months ended in Mar. 2026 was ₹110,182 Mil. Therefore, Power Finance's pretax margin for the quarter that ended in Mar. 2026 was 100.67%.
The historical rank and industry rank for Power Finance's Pretax Margin % or its related term are showing as below:
NSE:PFC'
s Pretax Margin % Range Over the Past 10 Years
Min: 47.21 Med: 87.56 Max: 100.06
Current: 99.1
NSE:PFC's Pretax Margin % is ranked better than 96.06% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs NSE:PFC: 99.10
Power Finance (NSE:PFC) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Power Finance Pretax Margin % Related Terms
Power Finance Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Power Finance's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Power Finance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Power Finance Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Power Finance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Power Finance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Power Finance (NSE:PFC) has a Pretax Margin % of 100.67% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Power Finance and its competitors. This is 15% above median its historical median of 87.56. Over the past decade, Power Finance's Pretax Margin % has ranged from 47.21 to 100.06. According to the industry distribution chart, Power Finance ranks #21 out of 533 companies in the Credit Services industry, placing it in the top 3.9%.
Is Power Finance's Pretax Margin % too high?
Power Finance's current Pretax Margin % of 100.67% is 15% above median its 10-year median of 87.56. Over the past 10 years, this metric has ranged from a low of 47.21 to a high of 100.06. The Credit Services industry median Pretax Margin % is 20.02. Power Finance's value of 100.67% is 402.8% above this industry median. Based on the distribution chart, Power Finance ranks #21 out of 533 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Power Finance has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Power Finance's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Power Finance ranks #21 out of 533 companies for Pretax Margin %. This places Power Finance in the top 4% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.02. Power Finance's value of 100.67% is 402.8% above this benchmark. Historically, Power Finance's own Pretax Margin % has ranged from 47.21 to 100.06 over the past decade. While the company's 10-year median is 87.56 vs. the industry median of 20.02, Power Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Power Finance's current Pretax Margin % of 100.67% is 402.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Power Finance and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Power Finance's current Pretax Margin % is 100.67%, which is 15% above median its own 10-year median of 87.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Finance stock overvalued right now?
Based on GuruFocus' analysis, Power Finance (NSE:PFC) is currently considered Fairly Valued. The stock's GF Value™ is ₹395.55, compared to a current price of ₹430.75 — trading 8.9% above its estimated fair value. The current Pretax Margin % is 100.67%, which is 15% above median its 10-year median of 87.56 and 402.8% above the Credit Services industry median of 20.02. Power Finance's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Power Finance (NSE:PFC), the current Pretax Margin % is 100.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Power Finance (NSE:PFC) Overvalued in 2026?
Based on GuruFocus' analysis, Power Finance stock appears to be overvalued.
The current stock price of ₹430.75 is trading 8.9% above its estimated GF Value™ of ₹395.55.
GuruFocus considers Power Finance to be Fairly Valued.
Key valuation signals for NSE:PFC:
Pretax Margin %: 100.67% (15% above median its 10-year median of 87.56)
GF Value™: ₹395.55 vs. price of ₹430.75 (8.9% above fair value)
Industry Position: 402.8% above the Credit Services median (#21 of 533)
No single metric tells the full story. See the NSE:PFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Power Finance Corp Ltd is a financial institution operating in India and dedicated to financing the country's power, logistics, and infrastructure sectors and its various projects. The company serves state power utilities, central power sector utilities, power departments, private power sector utilities, joint sector power utilities, power equipment manufacturers, and municipal power utilities. The company's main products include rupee-term loans, short-term loans, and a buyer line of credit. Interest income is the company's main source of revenue.
70GF Score
Get the complete analysis for NSE:PFC
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:PFC has been successfully added to your 
