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Power FinanceNSE:PFC -0.22%78 EV-to-EBITDA is 1.43 as of Aug. 22, 2026, which is 87% below its 10-year median of 10.62. GuruFocus rates NSE:PFC with a GF Score™ of 78/100 and a GF Value™ of ₹417.34 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 330 Credit Services companies, Power Finance ranks better than 94.55% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Power Finance's enterprise value is ₹1,612,317 Mil.
Power Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹1,124,477 Mil. Therefore, Power Finance's EV-to-EBITDA for today is 1.43.
The historical rank and industry rank for Power Finance's EV-to-EBITDA or its related term are showing as below:
NSE:PFC'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.38 Med: 10.62 Max: 12.04
Current: 1.44
During the past 13 years, the highest EV-to-EBITDA of Power Finance was 12.04. The lowest was 0.38. And the median was 10.62.
NSE:PFC's EV-to-EBITDA is ranked better than 94.55% of 330
companies
in the Credit Services industry
Industry Median: 21.055
vs NSE:PFC: 1.44
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Power Finance's PE Ratio (TTM) for today is calculated as:
Power Finance's share price for today is ₹363.00.
Power Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹78.930.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Power Finance's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Power Finance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Power Finance EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Power Finance's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Power Finance's EV-to-EBITDA falls into.
Power Finance's current Enterprise Value is ₹1,612,317 Mil.
Power Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1,124,477 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Power Finance (NSE:PFC) has a EV-to-EBITDA of 1.43 as of Aug. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Power Finance. This is 87% below median its historical median of 10.62. Over the past decade, Power Finance's EV-to-EBITDA has ranged from 0.38 to 12.04. According to the industry distribution chart, Power Finance ranks #18 out of 330 companies in the Credit Services industry, placing it in the top 5.5%.
Is Power Finance's EV-to-EBITDA too high?
Power Finance's current EV-to-EBITDA of 1.43 is 87% below median its 10-year median of 10.62. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 12.04. The Credit Services industry median EV-to-EBITDA is 21.06. Power Finance's value of 1.43 is 93.2% below this industry median. Based on the distribution chart, Power Finance ranks #18 out of 330 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Power Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Power Finance's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Power Finance ranks #18 out of 330 companies for EV-to-EBITDA. This places Power Finance in the top 6% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 21.06. Power Finance's value of 1.43 is 93.2% below this benchmark. Historically, Power Finance's own EV-to-EBITDA has ranged from 0.38 to 12.04 over the past decade. While the company's 10-year median is 10.62 vs. the industry median of 21.06, Power Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.06, based on 330 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Power Finance's current EV-to-EBITDA of 1.43 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Power Finance. For the Credit Services industry, the median EV-to-EBITDA is 21.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Power Finance's current EV-to-EBITDA is 1.43, which is 87% below median its own 10-year median of 10.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Finance stock overvalued right now?
Based on GuruFocus' analysis, Power Finance (NSE:PFC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹417.34, compared to a current price of ₹363.00 — trading 13% below its estimated fair value. The current EV-to-EBITDA is 1.43, which is 87% below median its 10-year median of 10.62 and 93.2% below the Credit Services industry median of 21.06. Power Finance's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Power Finance (NSE:PFC), the current EV-to-EBITDA is 1.43 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Power Finance (NSE:PFC) Overvalued in 2026?
Based on GuruFocus' analysis, Power Finance stock appears to be undervalued.
The current stock price of ₹363.00 is trading 13% below its estimated GF Value™ of ₹417.34.
GuruFocus considers Power Finance to be Modestly Undervalued.
Key valuation signals for NSE:PFC:
EV-to-EBITDA: 1.43 (87% below median its 10-year median of 10.62)
GF Value™: ₹417.34 vs. price of ₹363.00 (13% below fair value)
Industry Position: 93.2% below the Credit Services median (#18 of 330)
No single metric tells the full story. See the NSE:PFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Power Finance Corp Ltd is a financial institution operating in India and dedicated to financing the country's power, logistics, and infrastructure sectors and its various projects. The company serves state power utilities, central power sector utilities, power departments, private power sector utilities, joint sector power utilities, power equipment manufacturers, and municipal power utilities. The company's main products include rupee-term loans, short-term loans, and a buyer line of credit. Interest income is the company's main source of revenue.
78GF Score
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