Power Finance (NSE:PFC) 5-Year Yield-on-Cost %: 9.36 (As of Jul. 31, 2026) — 42% Below Median

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NSE:PFC Power Finance Corp Ltd NSE:PFC
70 GF Score
Price ₹426.25
GF Value ₹382.40
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Power Finance 5-Year Yield-on-Cost %?

Power Finance NSE:PFC -0.20% 70 5-Year Yield-on-Cost % is 9.36 as of Jul. 31, 2026, which is 42% below its 10-year median of 16.14. GuruFocus rates NSE:PFC with a GF Score™ of 70/100 and a GF Value™ of ₹382.40 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 210 Credit Services companies, Power Finance ranks better than 81.43% on this metric.

Power Finance's yield on cost for the quarter that ended in Mar. 2026 was 9.36.


The historical rank and industry rank for Power Finance's 5-Year Yield-on-Cost % or its related term are showing as below:

NSE:PFC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.42   Med: 16.14   Max: 37.18
Current: 9.36


During the past 13 years, Power Finance's highest Yield on Cost was 37.18. The lowest was 5.42. And the median was 16.14.


NSE:PFC's 5-Year Yield-on-Cost % is ranked better than
81.43% of 210 companies
in the Credit Services industry
Industry Median: 4.54 vs NSE:PFC: 9.36

Power Finance  (NSE:PFC) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Power Finance 5-Year Yield-on-Cost % Related Terms


NSE:PFC vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison

For the Credit Services subindustry, Power Finance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Power Finance 5-Year Yield-on-Cost % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Power Finance's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Power Finance's 5-Year Yield-on-Cost % falls into.


NSE:PFC
70GF Score
Power Finance Corp Ltd NSE:PFC
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Power Finance 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Power Finance is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 9.36 mean?
Power Finance (NSE:PFC) has a 5-Year Yield-on-Cost % of 9.36 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Power Finance and its competitors. This is 42% below median its historical median of 16.14. Over the past decade, Power Finance's 5-Year Yield-on-Cost % has ranged from 5.42 to 37.18. According to the industry distribution chart, Power Finance ranks #39 out of 210 companies in the Credit Services industry, placing it in the top 18.6%.
Is Power Finance's 5-Year Yield-on-Cost % too high?
Power Finance's current 5-Year Yield-on-Cost % of 9.36 is 42% below median its 10-year median of 16.14. Over the past 10 years, this metric has ranged from a low of 5.42 to a high of 37.18. The Credit Services industry median 5-Year Yield-on-Cost % is 4.54. Power Finance's value of 9.36 is 106.2% above this industry median. Based on the distribution chart, Power Finance ranks #39 out of 210 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Power Finance has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Power Finance's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Power Finance ranks #39 out of 210 companies for 5-Year Yield-on-Cost %. This places Power Finance in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.54. Power Finance's value of 9.36 is 106.2% above this benchmark. Historically, Power Finance's own 5-Year Yield-on-Cost % has ranged from 5.42 to 37.18 over the past decade. While the company's 10-year median is 16.14 vs. the industry median of 4.54, Power Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.54, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Power Finance's current 5-Year Yield-on-Cost % of 9.36 is 106.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Power Finance and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Power Finance's current 5-Year Yield-on-Cost % is 9.36, which is 42% below median its own 10-year median of 16.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Power Finance stock overvalued right now?
Based on GuruFocus' analysis, Power Finance (NSE:PFC) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹382.40, compared to a current price of ₹426.25 — trading 11.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 9.36, which is 42% below median its 10-year median of 16.14 and 106.2% above the Credit Services industry median of 4.54. Power Finance's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Power Finance (NSE:PFC), the current 5-Year Yield-on-Cost % is 9.36 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Power Finance (NSE:PFC) Overvalued in 2026?

Based on GuruFocus' analysis, Power Finance stock appears to be overvalued. The current stock price of ₹426.25 is trading 11.5% above its estimated GF Value™ of ₹382.40. GuruFocus considers Power Finance to be Modestly Overvalued.

Key valuation signals for NSE:PFC:

  • 5-Year Yield-on-Cost %: 9.36 (42% below median its 10-year median of 16.14)
  • GF Value™: ₹382.40 vs. price of ₹426.25 (11.5% above fair value)
  • GF Score™: 70/100 with 7 warning signs
  • Industry Position: 106.2% above the Credit Services median (#39 of 210)

No single metric tells the full story. See the NSE:PFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Power Finance Business Description

Other Exchanges 532810:India
Address 1, Barakhamba Lane, Urjanidhi, Connaught Place, New Delhi, IND, 110001
Power Finance Corp Ltd is a financial institution operating in India and dedicated to financing the country's power, logistics, and infrastructure sectors and its various projects. The company serves state power utilities, central power sector utilities, power departments, private power sector utilities, joint sector power utilities, power equipment manufacturers, and municipal power utilities. The company's main products include rupee-term loans, short-term loans, and a buyer line of credit. Interest income is the company's main source of revenue.
70GF Score

Get the complete analysis for NSE:PFC

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹426.25
Price
₹382.40
GF Value